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Plus, I mean, the elephant in the room is jobs. I'd probably be pretty happy in Upstate New York, but the options for work are far fewer than they are near major, booming cities.

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Yes, absolutely. And those network effects I mentioned above significantly contribute to high-skill job markets in many cases.

Just how many jobs do you need? It only takes one good one that pays the appropriate amount, right?

No. I do not want to live somewhere where I cannot find another job if I am fired or decide I want to quit the one I have.

Maybe if it were a union job. As long as it's a right-to-work job, there needs to be a backup plan.

Besides that, the lack of available alternatives will almost surely depress your wages.

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