1. Deregulation - reduce compliance and legal burdens. That would bring cash prices down, so instead of 1% perhaps 50% can afford them. That's a start.

2. Charities. You can start your own: give 5% of your income to underinsured. For example:

http://www.philanthropyroundtable.org/almanac/hall_of_fame/j...

At the urging of Frederick T. Gates, perhaps his most trusted philanthropic adviser, Rockefeller became increasingly devoted to medical research. In 1901, he funded the Rockefeller Medical Research Institute in New York City. Modeled on the Institut Pasteur in France and the Robert Koch Institute in Germany, it was the country’s first biomedical institute, soon on a par with its European models. The results were dramatic. Within a decade, it created a vaccine for cerebrospinal meningitis and had supported the work of America’s first winner of a Nobel Prize in medicine. Today, known as the Rockefeller University, it is one of the leading biomedical research centers in the world. Twenty-four Nobel Prize winners have served on its faculty.

But don't force charity on others who may be struggling.