The biggest problem with the US health care system is that it's decades behind every one of our counterparts in Europe, Australia/NZ, Japan, Canada, et. al.
People in other developed nation don't have to worry when they're sick. They know they can see a doctor and it either won't cost them anything, or it will always cost the same amount. If they lose their jobs, they don't have to worry about their health as well. People can chose to quit their jobs, or take long unpaid periods to work on their own projects, without having to worry about how they're going to pay for health care. In America, we're required to pay for private insurance, even if you leave the workforce.
There is a huge cognitive load when health is in the background of your mind. In America, we have to work. If you don't work, you don't get services; not until you're old enough to get Medicare. In other words, you don't get medical services until you're too old to be a working member of society; until the country bleeds you dry as a resource.
That is America.