Can this blockchain currency nonsense end already? People need to stop trying to force a given tech to do something specific all the time. It's literally the definition of "trying too hard".
Those are established platforms where you are. Anecdotally, no-one here (NL) uses Venmo or apple pay, recently there's been an increase in popularity of 'tikkie' (https://tikkie.me/) which allows people to send payment requests through whatsapp (used by 90%< of people here). so if something like this is ingrained in whatsapp directly apps like that would lose popularity, i think
Do you see a future where blockchain technology exists but consumers don't use cryptocurrency? I do also. Who is to say that WhatsApps's implementation of Mobilecoin has to use their own proprietary cryptocurrency instead of letting users denominate transfers in local fiat currency?
If those things don't exist in America it is because the market for them in America doesn't exist.