I tried Monzo and they're awesome, but ended up ultimately moving to Starling. Reason being they have a full FSCS license, so your balance is guaranteed by the government up to around £85k.

Apart from that they're both much the same, and both leagues better than a normal bank. It's amazing buying stuff or getting cash out and the notification comes through on the phone before the ATM tells you the cash is coming!

Another good thing both have - you can switch off cards instantly. I thought i'd lost my Starling card when out last week, instead of cancelling it I just temporarily halted it until it was found.

Yep. My employer pays directly in to them and has for 6 months now. Zero complaints and top notch customer service.

Also using it full-time, moved over my direct debits and it's been great. Ironically we went with TSB over a challenger business bank thinking they might be more reliable... Will have to find a branch this afternoon so we can pay our team as online is down

I’ve been using the Monzo Current Account since August 17’ (back when it was in closed beta) as my main account and it’s never failed me.