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The documentation provided by individual banks seems better than the documentation on the Open Banking site. For example, here is the documentation provided by

- Barclays: https://developer.barclays.com/documentation/dc72e132-2951-4...

- Santander: https://developer.santander.co.uk/sanuk/external/open-bankin...

- List of others: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/19104...

Here's the standards: https://www.openbanking.org.uk/open-data-apis/

"Open banking" won't do the work for you. The work of paying attention to your finances and keeping your spending under control. HoneyMoney tries to help with that.