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Comment by swsieber | Hacker News Reader

Have you looked at plaid? I'm not sure what their rates are like, but if you're doing just a personal project, you might be able to get away with their developer evaluation (though that only lets you interface with big banks, not the small ones - the developer evaluation that is).

Edit: plaid is a nice abstraction bank api: https://plaid.com/

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Hi there - full disclosure, I work at Plaid . Anyone can signup for API keys and access all the thousands of banks that we currently support on Plaid for free in our dev environment.

Once you want to add more than 100 accounts, we recommend reaching out to learn more about pricing at scale; it depends on what APIs are being used, how much data is being pulled, how often, etc. Feel free to shoot me an email directly if you have any questions! (charley@plaid.com)

Ah, I had used it couple of years ago. At that point, I could get to my bank account with it at a major bank, authentication with smaller credit unions was restricted until I graduated from the dev environment.

I'm glad to hear that's not the case anymore.

>I'm not sure what their rates are like

Very opaque and very expensive ($500 / mo+)

Also, they will shut down your account if you don't use your free edition enough.

Hi Madeline - happy to share more info on pricing - we're working on simplifying pricing for early stage / bootstrapped products . Feel free to reach out directly to my email if you want to learn more (charley@plaid.com).

We'll occasionally flag accounts that have dormant API activity in our development tier, but as long as you're still using the API we're happy to cover the cost of the free account.

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