NY State is not the federal government. This is like asking what the US's military is like and having someone describe the Illinois National Guard.

Long story short, this all going into the Civil Penalty Fund:

In accordance with the Dodd-Frank Act and the Bureau's Civil Penalty Fund rule, the Fund can only be used for two purposes: to compensate eligible harmed consumers and, to the extent that victim payments are not practicable, to provide funding for consumer education and financial literacy programs.

https://www.consumerfinance.gov/about-us/payments-harmed-con...