Investors do not make fortunes based off the opinions of junior programmers nor on their understanding of the nuances of codebases.
Demonstrating such a lack of awareness and understanding does explain why you are a junior programmer and not an investor.
My advice to you is the age old adage, put yourself in anothers shoes, go and buy some stocks, etfs, mutual funds what have you and experience the other side of business, let your eyes really be opened before casting judgement on processes you have little understanding of.