The ‘Terms and Conditions’ Reckoning Is Coming
bloomberg.com
bloomberg.com
When private parties transact business in a free society, the law of contracts steps in to provide rules enabling them to do so in a well-defined and orderly manner. Contract law has some fundamental principles that anchor it and, beyond those, has a vast number of intricacies that potentially can come into play in individual circumstances. Concerning fundamentals, for most executory contracts to be enforceable, you need to have mutual consent and some exchange of consideration. That is, a meeting of the minds on material terms and an exchange of value. When these elements exist, the law considers a contract to be binding and imposes legal consequences for any breach or failure to perform. In order to avoid chaos, it further stipulates that the core principle (meeting of the minds) is not based on purely subjective factors but on what a reasonable person would believe in the circumstances. This objective standard enables commercial transactions to proceed without endless second-guessing about what the parties might have desired or meant when they contracted in any given transaction. Because of this, while it can easily become messy in any given case, most contract situations can be legally evaluated with a fair degree of certainty and parties can plan their affairs and determine their rights accordingly.
The above describes what might be called a very high-level summary the central tenets of the common law of contracts in the Anglo-Saxon legal tradition. If someone reasonably can be said to have consented to a given transaction involving some exchange of value, legal rules applied to govern how that exchange took place and what would happen if some breached his or her agreement.
When it comes to terms and conditions in online commerce, the law generally applies this body of contract law but does so via what might be called the fiction of mutual consent between the contracting parties. It is well known that the vast majority of persons do not bother to read such terms and conditions when they click on the "Agree" button. Nonetheless, the terms and conditions are legally binding upon such persons. Why? Because it is assumed that the person read and understood them in clicking. And that assumption is what makes it a fiction. In effect, the law says, "we will pretend that the person read through the terms and knowingly agreed to them." Given that this legal fiction effectively substitutes for a true consent, the law can proceed along its merry way and treat this contract as it would any other, i.e., treat it as binding and enforceable upon the "contracting" party. In effect, to preserve orderly rules of contract in such transactions, the law effectively says that the terms and conditions are legally binding if they are such that a reasonable person who had taken the time to read through them would have understood them to have a certain meaning (that is, the "reasonable person" meaning that the law will enforce upon the person doing the clicking).
This fundamental approach to terms and conditions in online transactions has not changed one bit in some years and is under no risk of being changed. Because, without it, you could not practically have any semblance of legal orderliness in online transactions.
Moreover, while it is often said that dense legalese is undesirable in such situations, courts generally enforce such legalese without hesitation, even if a complaining consumer says until he is blue in the face that it could have been put in easier-to-understand plain English. There is no legal rule that requires contractual language to be put into plain English and there are some types of contracts where an attempt to express the legal requirements in that way would cause a loss of precision or lead to other problems. Whether something is expressed in plain English or not, then, typically does not affect its enforceability in online transactions.
Again, nothing pervasive is happening in the law affecting online transactions so as to require use of plain English to make terms and conditions enforceable.
None of this is to say that there are no protections in existing law when people try to use weasel language to defraud others or use language that is so imprecise as to mislead consumers or use language that is so ill-defined or vague as to leave important matters uncertain to the other contracting party. In all such cases, existing common law has remedies of varying kinds to say that such contracts are unenforceable or that some remedy applies in favor or an aggrieved or defrauded consumer. But, in practice, these are edge cases, the ones that wind up in dispute or in court. The vast bulk (99%+) of the commerce that occurs is covered by the general contract rules and proceeds in an orderly way because the rules are known and predictable.
Against this background of the common law contract rules, it is possible for persons to want to modify the existing rules on grounds that such rules are unfair to the consumer and or are not based on true consent by that consumer or for some other public policy ground.
This is where special public-policy-driven enactments come in to modify the standard contract rules. Legislatures can adopt special laws dictating outer bounds to how businesses can use the private data of consumers as such data may entrusted to them. In this area, perhaps, a form of "reckoning" may occur if it is determined that companies such as Facebook ought not to be able to sell or misuse private data to the detriment of their users. This is an important development and serious changes may be afoot affecting such special areas. But this does not affect the general principles by which online contracting occurs.
There could also be proposals mandating that plain English be used in terms and conditions or requiring this or that form of mandated disclosure to help ensure greater consumer understanding but all such proposals come with decided trade-offs that typically make them impractical. The reason for the fiction of legal consent in the current system is the supreme utility that comes from allowing millions of online transactions to occur every day without incident based on orderly rules known to all. You can change all that through legislative enactments saying that public policy requires a different system that is more fair to consumers. But at what price? That is why the current system is and remains solidly in place.
To underscore the importance of utility, I have been legally trained and have years of experience such that I could easily read through and comprehend the legalese that is found in most online terms and conditions. Yet, with rare exceptions, I am just like everybody else and will click "Accept" or "Agree" without reading anything and without a second thought. As a lawyer, I can't say that I am proud of this but I can say this is human nature. The issue is not primarily that legalese or plain English will make a difference in understandability. It is that we take the path of least resistance when not much is at stake and we don't want to be bothered. Try as we might, no law will solve that problem.
Contracts are long for good reasons, but excessive contract length is a real problem.
You also seem to be missing that your parent and the GGP are not the same account. The original comment was written by grellas, a longtime HNer and valued contributor. I doubt grellas runs sockpuppets considering he had a YC connection at one point, IIRC.
In those scenarios, the bar is moved up a notch to informed consent. Parties must know exactly what they stand to lose.
A fair explanation of how your data could be leveraged against you should be a requirement because users don't understand this currently.
Even that strikes me as very unlikely, just examining my internal estimates how likely I’d be to read terms and conditions if they were in plain language. I don’t think the impenetrability of the language is the main barrier to reading T&Cs. The main barrier is that there is little on the line, and, moreover, I can already guess approximately what the T&Cs are going to say.
This is just a gut reaction. If you have some data to show that U.K. consumers are significantly more informed based on these plain language requirements, I’m happy to recant.
"Your house may be at risk if you do not keep up with repayments. Variable rates can go up and down." etc.
These sorts of things are required not just at point of agreement, but everywhere a financial product is marketed. They're short enough. Same thing as you'll see in where medical marketing is allowed.
So in that vein, before Facebook takes data about you, it should be explaining that they and their partners operate a marketing platform that is used to monitor and influence your political views. That they can use your photos of you and your children and others for their own marketing purposes. That licenses you grant them to your content are everlasting and irrevocable.
Somebody did a "joke" list of what Facebook's might look like https://signupforfacebook.org/
It's over-done (on purpose) but initialling each term like this should be a requirement for contracts that subvert your rights [to privacy, here] as is required elsewhere.
I don't have data on the efficacy of said warnings. The rules here have existed longer than I have. But it's not illogical to suggest that forcing somebody to actually engage with the text before they give up data will mean more will read it.
Take phones for instance. You cannot live in modern society without a phone. You will not be able to get a phone, without agreeing to one of these long terms and conditions. They come from landline providers, they come from cell phone providers, they come packaged in the box in the cell phone from prepaid phone sellers.
How is saying, you're cut off from society or you can agree to a contract designed in a way that you have no reasonable chance of actually understanding it, something we want for society?
Just sayin’
Why terms of service are having a different outcome is something that should be figured out and mitigated. We shouldn't just keep charging forward on something where the outcome is bad for the vast majority of individuals in society, just because we've always done it that way
I really don’t agree with this. Are you aware of the existence of adjustable rate mortgages?
The trouble is, with an online service or a phone, we don't even know what the parameters are.
This is, in a nutshell, the problem.
Of course, I'm one of the minority who reads every page of those...and everything singed when buying a house. Luckily, most title companies will supply copies ahead of time.
Facebook's data policy has now increased from something like 2700 words to 4200 words.[1] Putting aside the question of whether this makes it more or less digestible by users, some are saying the new policy may make more clear what data Facebook is collecting. However the question remains: Why are they collecting it? This is perhaps the fundamental question and one that underlies the GDPR. With respect to each item of user data: Is it neccessary to collect it in order to provide the product or service.
Is there a minimum amount of data that must be collected? Is the amount of user data that Facebook is collecting above that minimum?
Facebook is clearly a business. It is selling a service. There are paying customers. However there is a question whether users are actually the "customers". Is the relationship between Facebook and users a commercial one?
How does one quantify the "price" that users pay. What are the users affirmative obligations under the agreement? What is the user's end of the bargain. An agreement to allow herself to be studied?
What is Facebook's end of the bargain? Does it have any affirmative obligations regarding service? What happens if Facebook fails to perform their end of the bargain? How is the value of the service quantified?
Does this arrangement at times seem tantamount to users agreeing to take part in an elaborate, ongoing "marketing survey", where their behaviour online will be recorded, observed and analysed? Does this make the user agreement different from a traditional commercial transaction?
Is the relationship between Facebook and advertisers more like a traditional commercial transaction? What data does Facebook collect about its customers, advertisers? Is it only the minimum needed to provide the service?
Is joining Facebook the modern equivalent of taking part in Nielson ratings, agreeing to have a monitoring device attached to ones television recording ones viewing habits.
1. https://gizmodo.com/weekend-long-reads-facebooks-new-data-po...
1. When corporations "negotiate" with consumers, this is an abuse of the legal system. Contract law was conceived for situations where both parties have at least some amount of negotiating power. Handing a consumer some long contract written by a set of well-paid lawyers, and asking them to sign it or walk away from any benefit from a product, is not the kind of contract we want in our society. In the past, we've used group association - collective bargaining, class action lawsuits, etc. - to solve this problem of many consumers, each with almost no power, negotiating with a big corporation with all the power. Arbitration clauses, and non-competes, are often examples of abuse of this power imbalance. This situation is the kind of thing government exists to do - solve problems for its citizens by working collectively. So perhaps regulation is also a remedy.
2. Informed consent, vs. terms-and-conditions consent. Click-through agreements with many pages, written by a legal team, in which the alternative for the consumer is to walk away, cannot be seen as informed consent by the consumer. When Facebook asks users to click "yes" for disclaiming privacy rights, that's not informed consent. We already have a definition of informed consent in scientific experiments, and it requires understanding every word of the consent and no penalties for saying no. (If a scientist offers subjects $10 for participating, the scientist must pay that $10 to anyone who declines the consent form.) Consent forms must evolve to match informed consent in science.
If as a society we deal with these two issues, we'll be in a much better place, and we'll be dealing with wealth concentration (into the hands of corporations), a key issue for our time.
When two companies negotiate a contract, typically what happens is this. One team of lawyers drafts the contract. They send it to the other lawyers. Both business teams consult their lawyers, and the lawyers update the contract with their desired changes. Then the first company comments on desired changes and they negotiate.
The result, after perhaps many rounds of negotiation, is often a far different contract than was originally proposed.
That is NOT what happens with consumer terms and conditions agreements, or cell phone contracts. There, the company's lawyers draft a contract that is as favorable to them as is legal. The consumer does not have the legal team or negotiating power to push back: their choices are to sign, or to walk.
These quite different contract processes are worth thinking about. Is this the way we, as a society, want contract law to be used?
In fact, they will frequently put in clauses that are known to be invalid, hoping that customers simply cave in when shown the clause.
*knowing
Any resources I can learn more about this? An acquaintance of mine runs a research group at a university, designing and executing survey instruments for other groups. Periodically asks me to help her with leveraging Facebook Ads for participant recruitment when her traditional targeting means falls short (generally surveys that need participants less than ~35, but sometimes for other unique targeting requirements).
The ads usually advertise a gift card for qualifying and participating, and the only branch of the survey that includes the gift card portion is the one where participants both complete the survey and don't get routed out by the initial qualifier questions. The recruitment ad copy, the survey instruments, etc all have to go through IRB approval, so I assumed that process was all above board.
There is also a EU-wide regulation ensuring similar laws exist in all EU countries.
That sounds noble. However, the actual practice of getting patients consent for medical trials is pretty much the same as a website ToS click-through [1].
[1] Source: it used to be my dayjob to sign patients on consent forms.
Hammurabi's code of laws, was written in common language, and was brief enough every subject could understand them.
It makes no sense that we should be subject to a volume of law that we could never even read, let alone understand.
Musk is correct in insisting that laws should expire, and it should be easier to remove a law than add one. Minimum Viable Law.
Long ago lay people had no idea what the bible said because they could not read Latin. Well lawyers are the new priests, legalese is the new Latin.
While laws being written in common language sounds like a good idea, common language is open to lots of ambiguity and loopholes. Shouldn't our laws, in general, be written to be as precise and narrowly defined as possible?
But in practice, it's the opposite. Law is full of ambiguities and loopholes. That's why we hire lawyers-- to find ones that work in our favor.
Overall, if done correctly there should be no issue with expressing the parties' intentions in plain English rather than using dense legalese. It's something I strive to do every day in my job for sure.
Of course I agree with your general point about laws being drafted to be precise and narrow, it's just that using legalese doesn't always secure this objective. Sometimes it's just clear that the draftsperson was having a bad day.
But they aren't that either.
There will always be more diversity in real life than on paper. You can't predict everything that will ever happen.
The real problem is structural.
We have a set of laws and if they're overly broad and prohibit lots of things they shouldn't, nobody really notices because prosecutorial discretion is a thing. As long as prosecutors mostly don't charge honest people with the overly broad laws, nobody gets up in arms to fix them even though everyone is in violation.
On the other hand, if someone does something unpopular and there is no law against it -- or there is a law against it but there isn't a law specifically against it and Something Must Be Done -- then we get a new overly broad law.
Laws get added but never removed, and each one prohibits more than it should. Over a hundred years of this and you get Three Felonies A Day, the only reason everyone isn't in prison is prosecutorial discretion, and lawyering is an exercise in figuring out which parts of which laws you actually have to follow to avoid being prosecuted without ever admitting that that's what's happening.
I don’t think that means they should be more narrowly defined than they are now. That would mean a permanent weapons race between those finding and exploiting loopholes and the government, with those having access to the smartest lawyers (= the richest) staying ahead of the law.
For example, if “income” would be restricted to money received in exchange for services, companies would start paying in goods, for example by providing “free” housing, cars, etc. if the government includes such things in the law, companies could start paying out in gold, rather than money. When that gets included, companies could sell special (extremely cheap, no voting rights, must sell when leaving the company) shares to personnel, and pay most of the salary in dividends. That list is endless. Companies could start operating under the flag of Liberia, claim that they don’t pay you for work done, but that they charge you for the use of their machines, and that you sell them the stuff you made with them, etc.
Why does that not make sense? The law must cover everything from "dont kill certain species" to "don't commit this very specific type of fraud". Society is so advanced we need more laws. Of course Hamurabi's code was short because it didn't need to stop investment bankers committing fraud or voting laws to prevent racial bias or workers rights etc etc. Certainly there are improvements but you will never fit it all into one short book that a layperson could read.
As an easy example, the commerce clause in the US constitution has come to mean something that no layman would ascribe to it.
Another easy example in the opposite direction is how case law has substantially diluted the meaning of words like "infringe", "unreasonable" and "excessive" in amendments 2^1, 2^2 and 2^3.
Any support for that statement?
[0] https://en.wikipedia.org/wiki/Dormant_Commerce_Clause [1] https://en.wikipedia.org/wiki/Civil_Rights_Act_of_1964 - "... principally its power to regulate interstate commerce"
Whether or not you agree with that interpretation, it would take some willful ignorance to say that the plain text reading of regulating interstate commerce means you can regulate all commerce because you might have bought something from someone otherwise
See Wickard v. Filburn.
At least that's the logic of the court.
This is stretching the law beyond any reasonable interpretation, done so by the same government who gains a lot of power by doing so.
If a started a business that picks peoples noses among multiple states, would Congress be able to regulate nose-picking by individuals on their own private property?
However, the law could still certainly be shortened and simplified. The GDPR is written in plain English.
If you previously had some private data in your core databases that you used for all kinds of things, finding an exception that allows you to store this data for security purposes doesn't allow you to continue business as usual - it won't permit you to use it for marketing purposes, for example, just as an exception that allows you to require and store some data that's needed to execute the service won't permit you to sell that data to third parties as was common practice earlier - for that you'll need to (try to, likely unsuccessfully) obtain the user's consent.
There will always be exceptions and details argue over and ultimately you need a critical mass of society to agree to abide by them to a great enough degree.
Expecting any reasonably non-homogeneous society to be able to agree on where to draw lines what constitutes bad behavior in anything other than the obvious cases ( murder, theft, etc) is naive. Expecting laws to cover the vast majority of bad behavior is naive. Expecting to be able to enforce that theoretical set of laws is naive. Expecting to enforce those theoretical laws without creating something akin to 1984 is just insane.
We have "legalese" for the same reason we have programming languages. Terms have specific, sometimes slightly different or more narrow meanings to promote better understanding of intent in languages meant to specify a set of rules.
Specifying laws in "plain English" makes about as much sense to me as programming in English. You'll quickly find that for all but the most trivial of things the ambiguity of the language works against you.
The difference is that one is expected to consent and be beholden to something they could not reasonably understand without paying a large amount of money to a specialist.
That I write my code in brainfuck is of no consequence to someone, unless that brainfuck is potentially going to incarcerate them.
If you write software to control medical equipment in Brainfuck, it's potentially of consequence to a great many people. Same for autonomous driving routines.
Trying to make things clearer is a good cause. Expecting that everything can be made clear enough for the average person is a fool's errand.
Do we expect the circuit layouts of CPUs to be understandable by everyone? Because we are surely affected by those, in very many aspects of our lives.
Do we expect the full engineering and aeronautics behind an airplane to be understood by everyone? Everyone who flies puts their lives on the line based on those principles and the engineers getting it right.
Do we all expect to understand the numerous ways in which our bodies can get hurt, or interact with chemicals, or develop diseases? We trust doctors to figure out the complications there.
In each case, we've trusted domain experts to sort through the very complex topic and distill the knowledge into a useful form for us. In each case, we also generally know a core amount of the topic to help us navigate the everyday portions. CPUs work by providing a very low level core set of instructions that can be followed. Airplanes work through thrust, airflow and lift. Our bodies deteriorate over time, and if we put bad stuff in, they don't do as well, and some common diseases are known (cold, flu, etc).
The law is no different. There's a core set of things people are aware of. As things become more specific, or a problem happens, we call in domain experts to help.
Expecting everyone to be able to read all of the legal code will never happen, nor should it happen. It's expecting too much out of the average person, and would also require the law be dumbed down in ways that were detrimental to it's interpretation.
Using Brainfuck is an extreme example but you're taking it to its logical conclusion - off a cliff.
The difference is, the law affects and is applied to everyone. Contracts can and do affect the average person. However, only a domain expert has do deal in code.
We do not expect or require a normal person to read a 5,000 LOC piece of software, or risk giving up rights to participate in everyday society.
> Expecting everyone to be able to read all of the legal code will never happen, nor should it happen. It's expecting too much out of the average person, and would also require the law be dumbed down in ways that were detrimental to it's interpretation.
I'm certain we can put together a reasonable "tl;dr" requirement for contracts targeted at the layman, e.g.
"""
- You may use this application (See: Section A)
- You will pay X per month (See: Section B)
- Late fees may apply (See: Section B, Sub-Section 2)
- We may collect user data (See: Section C)
- We may sell user data (See: Section D)
- We reserve the right to update the terms of the service (See: Section E, Sub-Section 1)
- We reserve the right to cancel service for any reason (See: Section E, Sub-Section 2)
"""
Make the tl;dr non-binding so long as a reasonable person, a typical legal standard, would understand the legalese to have the outcome.
One need not write a "literate contact," nor abandon all of our legal history, terms of art, etc. to improve things to make them more approachable for a normal user.
I've found that this is generally less true than I imagine it to be. A lot of law is not actually so difficult to understand. Legalese is still English, and Google is great for figuring out the odd meanings of certain terms of art.
Most of the exceptions I've come across (e.g., buying a house) are IMO actually intrinsically complex transactions. I could undestand, but it'd take so long. And the time taken would happen even if we only had the laws we needed and all those laws were written in plain english. In software terms, lots of essential complexity.
Going back to the article, the problem with Facebook's terms and conditions is definitely not understandability -- see https://www.facebook.com/policy.php. The average high schooler could understand. The problem is people caring enough to 1) find, 2) read, and 3) inconviencance themselves if they don't like the policies.
> Waving a 2-inch-thick printed version of the social network’s user agreement, Senator Lindsey Graham quoted a line from the first page, then intoned: “I’m a lawyer, and I have no idea what that means.”
1) Two inch thick I've read some pretty long books in my time but that takes the cake. Most people these days don't even have enough attention span to read a complete internet article. How do you expect them to plough through hundreds of pages of legalese?
2) “I’m a lawyer, and I have no idea what that means.” Do I even need to say any more?
* FB is doing their absolute best to make sure no "user" understands what they have agreed to
* writing the law in "plain english" is the stupidest thing I've ever heard of in my life. See the multi million dollar lawsuit this year about whether a missing Oxford comma changed wage rules for a class of truck drivers. Any attempt to write law in plain english introduces giant ambiguities [1].
[1] https://www.nytimes.com/2018/02/09/us/oxford-comma-maine.htm...
But before making this argument, one should go read FB's ToS and data policy. Here they are:
Right here, clear as day: "We collect information from or about the computers, phones, or other devices where you install or access our Services, depending on the permissions you’ve granted"
Also notice that if they have that data, you explicitly gave permission to access phone/SMS data in the app install process; i.e., you granted those permissions.
> ...steal...
Again, that's the problem! Facebook didn't STEAL that data. They took it with your permission. And they were actually very clear in their policies about the fact that they could take pretty much anything you gave them device premissions to access.
This is NOT a "users can't understand legalese" issue. It's very clear from the above sentence in the data policy that Facebook has the right to record arbitrary shit off of your phone/computer.
This IS a "users don't care and don't have any data clawback rights" issue. Or perhaps a "users are too trusting" issue. But any high schooler could interpret the above sentence as meaning that Facebook does, technically, have the right to collect any information from your phone if you give device permissions.
The distinction is important because it determines appropriate solutions. The solution is NOT making ToS easier to read. The solution is stronger consumer data rights (aka a mechanism to clawback data after the fact) and better consumer education (aka be paranoid)
If you think that merely making ToS easier to read and understand will substantially change consumer behavior, you're in for lots of disappointment.
> and wasn't clear to virtually anyone who agreed to it
Virtually everyone who agreed to it never bothered to even try to read the policy in the first place. So, really, what difference does that make?
Again, the fundamental point is that chasing ToS clarity/readability/length is a losing battle. The majority of consumers don't care enough to read, no matter how simple you make things. Improving this metric won't make a difference. This issue is a red herring. Focus efforts elsewhere: consumer education and consumer rights.
Facebook data policy: https://www.facebook.com/policy.php
I agree Lindsay Graham is a skilled orator and politician. But if he blew up the font size until those pages required two inches of 8x11 paper, he must have just terrible eyesight ;-)
Also, neither of those documents is terribly difficult to understand. Like... where, specifically, is Graham getting horribly confused?! Point to the concrete line in one of those two links that requires something beyond a high school education!
Now, I'm sure there's nuance I don't pick up on. But I definitely feel I can understand the ToS and privacy policy without consulting a lawyer.
I don't think some of the terms are fair. But that's a consumer rights issue, not a "legalese" issue.
More generally, on two occasions I've had to get in front of a real judge in a "real" courtroom and make an argument based upon some written piece of law I had to look up and interpret myself. In both cases, I was able to successfully convince a judge that I was on the right side of the law without the help of a lawyer. I'm certainly not saying that's always possible, but I do believe there is a lot of "learned helplessness" when it comes to digging through legeal code or contracts and reading legalese. It's a PITA sometimes, but in many many cases it doesn't require years of training.
Or, to put emphasis on the important things:
"we may (read: WILL) collect ANY device information you give permissions to access to do [reasonable thing A], [reasonable thing B], or for ANY other business purposes. Examples of device information include: [insert list of benign things you should totally ignore]"
But here's the problem with the "AI tell us all" approach. If you use ML to mine examples from existing policy texts, you'll end up showing the user all of the benign stuff that the companies put in to reassure users, because that's what the corpus contains. Therefore, your AI will emphasize exactly the wrong types of examples.
Also, notice that this isn't even a legalese thing. There are no legal terms of art or long-winding difficult grammatical constructions. It's just plain old good rhetoric. And it's hard/impossible to legislate away persuasion.
Even if a reset is unsustainably simple, it's time for one.
For instance, you won't be guilty of violating a law if you are coerced to do so, and the court still needs to evaluate what level of coercion you underwent, and that fundamentally requires human empathy.
The law is not meant to be employed mechanically. It's there to make society more efficient when handling the easy cases.
The intended purpose of "legalease" is to eliminate ambiguity and to clearly outline terms and conditions, however it's often used to introduce ambiguity and obfuscate the actual intent of terms and conditions or to redefine existing known and understood laws.
"Legalese" is a programming language that allows unsafe pointers. It's compiler not only permits but encourages the use of preprocessor directives to redefine variables and operators. Everything is globally scoped. Nothing is protected. Everything can be overridden. Multiple inheritance is expected.
Pretty much everything we advocate against in a programming language is permitted and encouraged in "legalese".
Brief plain English would be about as bad. English with similar verbosity would be much worse. Obfuscating meaning in colloquial English is so trivial it happens on accident when communicating through text on a regular basis.
I'm not arguing that legalese is good, I'm just arguing that it's better than English, specifically because terms have been carved out over time to mean very specific things when used in a legal contract, and that provides for less ambiguity. It does require foreknowledge, but so does every sufficiently complex topic.
> "Legalese" is a programming language that allows unsafe pointers.
With regard to clarity, if legalese is C, English is dictating pseudocode to someone else who is translating to assembly on-the-fly.
> Pretty much everything we advocate against in a programming language is permitted and encouraged in "legalese".
So let's make it better! But coming up with a more specific legal language will require even more training to understand than is currently required, and that's the opposite of making it easily understood by the average person.
My own comparison would be that Legalese is like Perl. It is familiar enough that most laypeople can look at it and get a good idea of what's going on, but it's definitely easy to write in a way that is nigh incomprehensible, either by accident on on purpose. In addition, the familiar appearance of the language hides some advanced conceptual differences that bite the unaware (context in Perl, specific meanings of common terms in legalese).
A new version of legalese might be more akin to Rust or Haskell. Very specific, very exact, but it requires much more up-front learning to understand exactly how everything works and what it means.
In other words, the learning curve would be steeper but the dividends paid for learning it would be greater.
Unfortunately some of those comments are never made, or are separate READMEs and not systematically tracked alongside the code itself.
Always do X, never do Y rules are rarely helpful.
Does the comment here really help with your understanding of the code? If you're just now being exposed to programming then it's not enough detail, if you've been programming for 20 years it's far too much noise.
// Assigns the value of the expression 4 + 5 to x
// where 4 and 5 are integer literals
// and + represents the mathematical process known as addition.
// This allows us to later refer to x by name, where it will be replaced by the value defined here.
x = 4 + 5;Code comments are typically written for whoever they're written for. I understand that"Plain English" might be a 2 sentence summary, a line by line review of each step, or a 3 letter reference to a common phrase, but it doesn't change that you have a tool available to you to provide summary context for potentially confusing or complicated pieces of logic.
I was also making the joke that if you're writing extremely complex pieces of code and not providing some kind of comment to accompany it in a setting in which that code, you're probably doing it wrong.
Some people should do some things some of the time, and other things never, but not always. Things can include writing comments for code. fixt
If using your product requires the detailed understanding of a standard EULA, my judgement is that I would not like to use your product without training. Think of all the details in those paragraphs that I might mess up!
But using these products does not require the detailed understanding of a standard EULA. It only requires you to click 'I Agree'. The EULA is not there to inform the user, it is there to ensure that your exploitation of them will not be punished when they find out.
The ideal, a specific language everyone is proficient in, is best, but it isn't possible.
In Plain English you can, for example, say "Clear the screen" or "Erase the screen" or other similar phrases and still get the same result. So we could type our thoughts the way we happened to be thinking them at the moment, and didn't have to remember (or look up) the exact syntax of the routines we wanted to call.
The instruction manual is here:
www.osmosian.com/instructions.pdf
And the whole shebang (less than a megabyte!) is here:
www.osmosian.com/cal-4700.zip
Just download and unzip. No installation necessary. Exactly the same on any version of Windows from XP to 10.
Please address questions and comments directly to me:
gerry.rzeppa@pobox.com
This is a terrible idea. Stability and gradual, generally understandable, evolution in response to real world conditions are positive attributes of the current precedent-based system that has grown out of the common law.
Plenty of laws are relevant only to a specific point in time, but they rarely, if ever, get repealed.
Take the US Chicken Tax. It was put in place in the 60s to deal with economic concerns with France and West Germany at the time (which no longer exists as such!). Why shouldn't it have been given an expiration date? Instead, it remains in perpetuity, with its provisions twisted every few years to suit the interests of auto industry lobbyists. This is perverse.
But not all laws should expire. Having, say, the crime of murder expire would be quite unhelpful.
I'm pretty sure that laws like that one would be renewed before expiration anyway -- and the current context would allow re-evaluation of penalty as well, which might be something useful to reconsider every couple of decades.
One of the reasons that the body of law has grown as large as it has is because of said edge cases.
It's no surprise reading the comments here and elsewhere these days. The media helps build a furor amongst people, and people believe there is no other choice but to use the heavy hand of the government to solve their issues. Many times it's done without alternatives attempted first with the proponents criticizing those against a law as against its intentions. We see it with the Patriot Act, GDPR, etc.
And as global internet laws are written more and more by governments of citizens who implicitly trust them a lot (often just guessing at what can solve the problem instead of empirical evidence based on timid baby steps), their tentacles spread to the point where only those with resources can abide. Things happen in waves and I can only hope we'll come around to not adding laws and regulations all the time.
Government overreach is bad, and the government is frequently a bad actor itself, but at least if they are trying to cancel out corporations power we end up with both groups hobbling themselves a bit
Of course, there's plenty to discuss and argue about in all of the above, but your comparison makes it seem like a done deal.
EU rules presume pre-dispute arbitration clauses in consumer contracts are invalid. France and Sweden completely prohibit consumer arbitration in certain cases. Germany won't enforce a consumer arbitration clause unless it's in a separate, signed document or part of a fully-notarised contract.
Lots of information available at https://www.hausfeld.com/news-press/mandatory-arbitration-in....
Just like with your European example, none of this applies to business-to-business contracts.
https://creativecommons.org/licenses/
It would be great if we could "standardize away" the whole T&C fiasco.
It would be much easier to extend and replace if someone could turn off the condition " You must cause any work that you distribute or publish, that in whole or in part contains or is derived from the Program or any part thereof, to be licensed as a whole at no charge to all third parties under the terms of this License." [0]
I'm all for making these easier to read, but they shouldn't be line-item veto.
I like that standard, seems to comport to the "meeting of the minds" requirement for a valid legal agreement/contract.
Copyright is actually a perfect example of this. In order to send my photo over the Internet to other people who want to view it, you need much more than the legal right to display my picture. Sending a picture over the Internet involves copying, distributing, and sublicensing the image countless numbers of times. So any site with user-uploaded content will have something very close to (Imgur's for reference):
> With regard to any file or content you upload to the public portions of our site, you grant Imgur a non-exclusive, royalty-free, perpetual, irrevocable worldwide license (with sublicense and assignment rights) to use, to display online and in any present or future media, to create derivative works of, to allow downloads of, and/or distribute any such file or content.
There's no way the typical user will understand this, but that's not because it's obfuscated. The typical user just doesn't have the background to understand what all these rights are or why Imgur requires them. It would be severely misleading to write the literal meaning in layperson's terms:
> When you upload pictures, you have to give us the right to make as many copies of the pictures as we want, modify them however we'd like, and send those copies to whoever we want anywhere in the world.
But isn't it precisely what the legalese means? I mean, unless otherwise restrict by some law other than the copyright laws, Imgur can use those images for anything. The statement does not limits the use to "reasonable business activities". Why will it be severely misleading to write it that way?
They could try going into detail:
> We can send copies of your image to anyone who, following standard Internet routing protocols, says that someone has requested to see the image and promises to forward the copy onwards to the original requester. Anyone we send the image to can also create copies themselves following this rule, and can temporarily store the copies as needed to make further copies.
But then neither the average Joe nor lawyers are going to be able to understand it.
But how do we know this? If they intend something, they should write that down in the contract. I am having hard time imagining that their lawyers cannot draw a contract which waives only the copyright requirement for the purposes of image hosting and restricts the images from being used for other things. The principle of charitable interpretation tells me to believe what people/company write in their contract. In my opinion, the expansive definition in the contract is there to
a) Save their ass when they do something which does not seems kosher to the public.
b) Allows them to pivot to other use of the data which might have nothing related to their current business model.
c) It is cost effective to draw up the contract in this way, given the current legal system and its requirements.
Note that I am not saying that Imgur is doing something immoral or whatever. I am just saying that if they wrote down this
> When you upload pictures, you have to give us the right to make as many copies of the pictures as we want, modify them however we'd like, and send those copies to whoever we want anywhere in the world.
as the simplified legalese, that it is the current interpretation. I contend that the average Joe will have better understanding of the _current_ contract with the simplified statement. I also think that Imgur (and other services) will find money to draft a better contract if they were required to make a simplified language version.
My gut feeling (of which I have no proof) is that the current legal system is costing more money to the society than is necessary. For one thing, it is decreasing the trust in the legal system, since people now (correctly) assume that in many facets of modern life, they are agreeing to things they don't understand, that they are giving up more rights than they should, and that there is no reasonable solution to this problem yet.
Some complication in the law is necessary since the world is a complex creature, but I think that the common person (say at least half of the population) should have reasonable understanding of the legal language. One way to approach it is to have a requirement for simpler contract, but I don't know if it is _the_ way to deal with this problem. I am not a lawyer after all. All I know is that something is broken, and if not fixed, will lead to more problem down the line. A system like this where no-one trusts nobody is clearly not sustainable. It's just not a good way to organize as a society.
Seems easy enough to write.
The reason doesn't matter if they are claiming those rights. So the given layman terms version is still true.
- I don't think legalese is the issue. Even if you wrote terms in plain English they would still be at a similar length if you wanted to capture the same content of the base terms, and people would still not read them. I don't think there is a high proportion of people who are put off by legalese but would read terms if they were in plain English
- the article has a GDPR bent. Certainly when it comes to uses of personal data, that should form a bigger part of the sign-up experience and be separated out from the main terms.
- when you are looking at general terms & conditions outside of privacy, European consumer law and I imagine most consumer law protects customers from unreasonable actions by corporations toward consumers. It allows the user to assume the company will behave reasonably towards the consumer, and is arguably the appropriate remedy to cure the issue of over-long terms & conditions.
- There is of course limited scope to this and there will be a range of transactions where you are not acting as a consumer and are expected to thoroughly understand the full implications of the transaction you enter into.
- the reckoning in the article is already one partially addressed by the above steps at least in the European Union around consumer law protections, and requirements on the data protection side to call out data uses in the sign-up process rather than bury them in the terms.
This is my favorite quote in the whole article. Sums up the pompousness of the company quite nicely I think. This is one of the largest companies in the world. The quote could easily have been “we go to great lengths to make sure that’s the case,” or “that’s the point, grandpa.” At least it wouldn’t have come across as dishonest and cowardly that way.
If you do, great. Many don't and just complain or are surprised when they learn what almost every service on the web does with his data.
I wouldn't be shy to conjecture that time elapsed before consenting is a very small fraction of the time it would take an average reader to get through, let alone comprehend the terms and conditions.
Merging t&c with settings... I like this idea a lot. Privacy controls with the agreement right there. You and the website clear on exactly what the relationship is.
Gonna bring this up during checkin today.
Am I understanding this incorrectly or are you suggesting that we allow people to selectively opt-out of portions of a T&C document? Because good luck getting any legal department to buy into that whatsoever.
1. You agree to allow us to share your email address with 3rd parties (have useful targeted advertisements? y/n)
2. You agree to allow us to parse your messages internally (enable auto-reply suggestions in messages? y/n)
Something like that.
I mean I think there would still be "hard-coded" T&C, "standing order" type things you agree to just by using the app at all. Like, not uploading goreporn or something.
The GDPR requirement is that companies will have to allow people to selectively opt-in to the portions of currently typical T&C documents which currently say that the user allows you to use their data for various purposes, or these portions will automatically be considered null and void.
This is already now implemented in a bunch of places - e.g. I got a mobile internet contract recently which involved being asked a bunch of questions about what private data uses I'd be okay with or not, and that resulted in customized/removed/added paragraphs in the agreement that I signed; but the other companies have still about a month until GDPR requires everyone here to do so or stop using people's data.
I’ve not had time to read the GDPR, so this is news to me.* Especially surprising, because it’s exactly what I want the law to say, and I’m not used to that.
I’d also like that principle to apply to the law as a whole, but I appreciate that’s as much wishful thinking as hoping to read and understand the full source-code of everything on my phone.
* fortunately not my problem, family matters replaced the day job.
For me that is somewhere between purchasing a tractor and purchasing a house. The point is the no sane person includes Netflix in the "needs careful review" category, but I sincerely recommend that everyone take their home purchases seriously.
For whatever reason, they then said it would be fine if the bank never sent them more advertising rather than actually trying to get a free house.
For a slightly more reliable story, Argakov v Tinkoff seems fun. At least the first round, the reports I’ve seen are a bit dated and further escalation and retaliation may be less fun.
That Argakov one is particularly spooky with the viable death fear. From the first hit I could find: “Our lawyers don’t think [Agarkov] will get 24 million rubles, but four years in prison for fraud. Now it’s a matter of principle for @tcsbank,” Tinkov added. ( from https://www.rt.com/business/tinkoff-bank-agarkov-credit-299/ )(empasis mine)
Oh boy. When the fight become principled it's time to fire the client xxxxx refer the client out to someone else
I’d like mortgages etc. (and insurance) to be forced to use easy-to-understand language: It’s basically life changing if a financial instrument goes wrong.
Contract or no, PayPal looks really bad here. One would think they would be looking for good will rather than this kind of press in such a competitive market.
When my landlord discovered she didn't have a rental agreement on file for the garage space I was renting from her she didn't evict me, she left a note on my door.
Paypal is a lot like shady ad networks in that they let you accrue a balance while waiting for you to do something they can justify terminating you for. When that happens, they lock you out and keep your money.
Unlike your landlord, Paypal profits from eviction.
I was frustrated by Senator Graham's remarks because he absolutely could understand them, if he bothered to read them. (He said that he didn't understand them.)
The problem though, isn't the Terms. It doesn't matter how plainly written they are. People won't read them.
What matters is designing your product with correct privacy affordances. Put yourself on the shoes of the user, and make sure your app isn't sharing information in a way that would be jarring or unexpected.
For example, Facebook made a mistake with its posting dialogue experience pre 2016. You could say that a post should only be shared "with friends" in a choice box next to your post. However, that post would also be shared with any apps your friend has installed. That's probably not what the posting user would have expected, so it's a poor experience.
If you have inadequate privacy affordances, you shouldn't just hide behind your terms. That's the point.
Edit: I don't understand why I'm being downvoted. If you disagree with something, please let me know. I'm designing our own privacy affordances in our app following the above thinking, after all...
If a jury of peers cannot understand the legal contract during an arbitration, rule in favor of the signor of the contract and against the writer.
You'll see that shit disappear with a quickness.
It means that 12 lay people can eventually, after some coaching, study, and debate, understand a contract. Or one lawyer, presumably.
The problem remains though, that one lay person needs to understand it without study or coaching, and without taking days to do so. Most of us have probably clicked through hundreds or even thousands of EULAs and other crap without having days to understand each one. Every app, every shrinkwrap, your toaster, and even the bloody nav on your car with its OK button: there's just too much.
Anyone have a link to that document? Looking for the terms I'm supposed to agree to if I want to use Facebook as an ordinary user, I find this page, which purports to link to everything [1]. Looking at the "Statement of Rights and Responsibilities", the "Data Policy", and the "Community Standards", I don't see anything that would take 2 inches when printed. Those seem to be most of what would be necessary for an ordinary user to agree to.
There are several links to other terms and policies and such on the left, but those are mostly for things like developers, payment handling, and other things that that an ordinary user would not need to agree to.
If you can't explain your T&S in as many words as it takes to explain your product, one or the other needs to be revised.
The one I was more trying to make is that a product should not be simply marketed as "a platform for sharing pictures with your friends" if it is actually "a platform for sharing pictures with your friends in exchange for your participation in unspecified and ethically questionable social experiments."
The T&S can stay the same for all I care, I just think companies shouldn't be able to hide behind them when they dramatically oversimplify the nature of the product in the process of selling or promoting it.
In other words, are companies piling on the legalese to protect themselves or to deceive users? Maybe I'm overly cynical but I think even those terms would not really stop any meaningful number of people from signing up.
Lawyers try to think of every interpretation and circumstance and try to be sure the agreement addresses those unambiguously. Ironically, the dense language that results is anything but unambiguous to the untrained reader.
But I get what you mean.It's all ridiculous because universities have no competence in investigating or adjudicating such claims, but that's another topic.
So anyone who was in college in the past 10 years will have had drummed into their heads that there is no consent possible by an intoxicated person.
Which creates all kinds of weird outcomes when both parties were equally drunk.
As it stands, the male is presumed guilty on college campuses when both parties are drunk and he must then meet a draconian burden of proof to extricate himself from the situation.
At least, that has been my experience.
Similarly, legal contracts require a meeting of the minds, which requires that parties not be intoxicated. A quick search suggests such contracts are not void by default but are voidable.
I hope that this is a problem that we can fix in the future.
But when you click on a user agreement, there's no negotiation or possibility of redress. Take it or leave it, and they just cut you off if they feel like it. The comparison to laws is nonsense.
If I buy a fridge I don't need to read and agree to reams of T's and C's before I can use it. The same with a toaster or an oven or a washing machine. If I buy a knife I don't have to agree to indemnify the manufacturer if I kill someone with it. What's so special about software?
I'm starting to think that there should be an agreed set of national (or maybe even international) software indemnifacations covering anything that is agreed to be considered a sensible exclusion.
Any software use could then be covered by the relevant law with no need to read a new set of terms for everything.
Any company trying to add their own terms on top of these could then be considered with much caution or suspicion.
Hopefully they would be written better than this was, but I hope I have got my point across.
Often not revealed until accessing via some interface, or being modified on software upgrades.
I think there are two main factors that make people not read these things.
First, as Joel Spolsky noted in his writings on UI design, "In fact, users can’t read anything, and if they could, they wouldn’t want to" [1]. He does not mean, of course, that users literally cannot read. They just act like, at least when you are trying to get them to read something that they didn't actually ask to read.
Second, terms and conditions tend to be long, and because they want to be precise tend toward more complicated language and structure. That's going to lose a lot of people.
[1] https://www.joelonsoftware.com/2000/04/26/designing-for-peop...
Some things I want to protect myself against:
- People suing if they lose their private keys and are no longer able to make transactions
- People suing if they forget their passwords and can no longer access their email they signed up with to do a recovery.
- People suing if they lose their 2FA code and can no longer access their account
- People suing if a bug in my software causes them to lose access to their account or coins
- People suing if I decide to close down my service (I will give 90 days notice --- or maybe more, haven't decided yet) and did not deactivate their accounts.
Basically trying to protect myself for anything that is not fraud on my part.
Seems like most people here are pro-"short and sweet" ToS -- what do you think about writing it myself?
Everything else sounds pretty reasonable, but this doesn’t. If you cause someone harm, you should expect that they will attempt to recover damages from you, regardless of what your T&C says. I cannot fathom why you think you should be protected against this eventuality. Buy insurance instead.
Regarding your question, notwithstanding the hand-wringing on this page, a given T&C clause tends to exist because someone has been sued over the matter being clarified. If the law specified each point, or if society were less litigious, these clauses would not be necessary. But this is not the case. I think you would be a fool to risk your company’s wellbeing to satisfy the whims of uninformed HN commenters. Almost all of them will blindly accept and be bound by your T&C regardless of their stated beliefs on this site, and, even if that were not the case, they are a tiny, unrepresentative slice of your market.
Please be aware that not all lawyers are the same and you can find many who will be more than happy to write a set of terms that are in plain English, ambiguity-free and protect your company against any areas of concern that are legitimate for you to protect against.
https://www.sec.gov/pdf/handbook.pdf
Lawyers who prepare submissions to the SEC in the US have long been advised to use "plain English".
For example, for every employment contract that contains a non-compete in California, there is relevant California state law that means it's probably unenforceable. What do you show for that?
Additionally, new case law is being made all the time. Laws aren't static, they are added to, amended or removed through legislature and case law. To my understanding, the case law changes are also more about the specific circumstances of the case as well, so may apply narrowly or widely, depending on ruling. And may be appealed.
It seems to me like we as a public are blaming corporations for our failures. As adults we're responsible for what contracts we enter into, except in cases of coercion.
99% of us were stupid enough to state that we accepted terms that we didn't even read. Especially in cases where the product/service was purely optional (Netflix, Call of Duty, etc.), I don't see how this is anything but our fault. IMO, we have not been acting as competent, responsible adults.
Should we change our laws to make complex and/or abusive T&C's go away? Absolutely. But are corporate lawyers the only flawed agents here? IMO, no.
I don't think that's fair. These things are written at a high reading level (worse than Beowulf: https://theconversation.com/googles-terms-and-conditions-are... ; https://www.creditcards.com/credit-card-news/unreadable-card... says credit cards require a reading level half the population lacks), with domain knowledge the vast majority of us lack. Reading them is pointless - even with a college education we don't have the information needed to detect many legal traps laid in these things.
They're also extremely lengthy, and generally "subject to change at any time without notice".
That's why I'm limiting my argument to other situations such as Netflix and video games. For those situations, I'm arguing that adults should accept full responsibility for choosing to accept those horrible T&C's.
https://www.theguardian.com/technology/2017/mar/03/terms-of-...
250 hours is a full man-month of time. Do you have a free month in your calendar to read contracts and do very little else? Nobody I know has that sort of free time. So calling people or their behaviors "failures" for not reading all contracts is an unfair, unrealistic expectation.
I'm just curious whether you've read and understood the terms of use for the site you're making these bold claims on.
Can you make the same claim?
Adhesion contracts appear in banking, medical, and insurance contracts and yes, when you sign up for Facebook or Netflix. Yes, you can choose different services. Please identify a banking, credit card, brokerage, doctor, and insurer that does not have lengthy contracts.
In fact, I think this is a symptom of the fact that attorneys and legal practitioners are a "protected" class with a relatively high barrier to entry to basic education in their field.
While everyone has the "freedom" to learn on their own time, it seems disingenuous to be able to legally bind people who honestly have no clue what they are agreeing to.
Also, from the tech perspective, UX demands that "onboarding" to a product be as minimally difficult as possible. Tech will ALWAYS give you the option to skip reading the EULA, and T&C because otherwise, most people would look at the terms being laid out and just say "Screw that noise."
You have a fundamental asymmetry which will be ruthlessly exploited.
If not by the legalese and banking on the user not understanding, then by the company just glossing over how skewed in their favor the terms are and rushing the user past the ugly bits to the custom designed addictive parts.
There's essentially no barrier to entry to basic education in the field; there are classes on the basics in most undergraduate institutions (including community colleges)—corporations and contract law (plus elements of some other subfields) often under the banner of “business law”.
Furthermore, most tech companies don't even engage or give the opportunity to engage in the "negotiation" part of the contract forming process.A EULA or ToS document isn't a meeting of equals. It's a salesman rushing you down the hall telling you to sign, sign, SIGN!
In fact, if nothing else, technology has provided one of the finest examples of a cautionary tale with regards to a "delegatory" legal profession (a profession where legal literacy is contained to a specialized sub-population and where literacy of the full population in the intricacies of the legal system cannot be assumed). I'd be interested in seeing a chart of user accounts of major software platforms or providers at time of ToC/EULA change in order to run the numbers to prove it, but I have a hunch that due to arbitrary/periodic ToC/EULA changes, there is a possibility that the tech industry has generated more legal contracts that no user has bothered to read or understand than the entire legal profession has honestly brokered (I.e. ensured informed consent between both parties) in its entire recorded history.
Caveat emptor be damned. There is something fundamentally wrong with a system that could manage something like that.
This ideal human:
- Reads every terms and conditions agreement, and understands it, for every service they intend to use -- online and in meatspace -- or chooses not to use that service;
- Never drives even a couple of miles an hour over the speed limit or commits any of a number of other minor traffic infractions for which 90% of drivers swear they are never guilty;
- Has taken the time to educate themselves about the various backup strategies available and has selected the correct one for their needs (and read the T&C for it);
- Is aware of every applicable law in their local municipality and follows it to the letter;
- Is always on time;
- Always follows the latest health guidelines for sleep, exercise, and diet, no matter how many times those things change;
- Has taken the time to understand password security and follows all of the current recommended best practices (and has read the T&C for all the software they use for it);
- Always keeps their system and application software exactly up-to-date (always ensuring there is a viable backup first, of course, and restoring that backup as a test, of course, before proceeding with the update);
- Monitors their credit score and carefully follows sound financial planning advice and all applicable tax laws;
- Has learned nearly everything there is to know about their particular vehicle so that they can't be taken advantage of by shady mechanics;
- Always uses whatever pronoun is appropriate for the individual they're addressing.
I have never met this person, but they must exist, because if they didn't, people would start behaving as though all of these expectations, altogether, are totally unreasonable.
I kind of wish this person didn't exist, so we could stop talking about them and instead start talking more honestly about some of the challenges our society faces.
People are flawed or else 99% of the illegal activity in the world would not work. Competent and responsible adults can still be tricked, fooled or bamboozled. T&C are however useally about stuff that has a $40 price tag rather than $200k car, so there hasn't been much pressure to create laws to make it fair. There is also the aspect that when T&C get into the courts the legal system has been rather skeptical about the unbalanced terms and if it can ever been said that the consumer has had informed consent, so it usually sort it self out without political intervention.
It’s not stupid. It’s a smart, savvy practical decision. There’s not much reward for investing the time and effort to read and understand TOS which are not easy to parse. Plus we don’t have much choice. For the nontechnical user there simply isn’t an alternative service in most instances, much less one with a less onerous TOS.
> 99% of us were stupid enough to state that we accepted terms that we didn't even read.
Well, here's the thing, if 99% of people do something, what's going on here? That's an extremely high rate. Surely if this was a normal choice, there would be a large dissent group? 20% at least? This doesn't sound like it was a real choice.
And consider how it plays out. If choosing the right way is a highly unusual action (1%), and you make this a personal responsibility thing, for any given T&C you cannot use the program. Both because they're too long to read and because you can't agree with them. No phone, no internet, no bank accounts, no entertainment. Since choosing this way already makes you highly unusual, this all just effectively cuts you off from society.
People cannot be individually responsible for mass behaviors. It doesn't really work. Mass behaviors are managed by memetics, which is a higher level force that only specific individuals, or groups of individuals, can actually manipulate.
So I disagree with you entirely. If anyone is responsible for the 99% T&C acceptance rate, it's pretty much never going to be individuals. If we do try to select a person or a group of people, it would be people who manage media and marketing, since memetics is their job.
Is this a fallacy with a established name?
("nobody is doing it right but it's obviously must be their fault")
People do this with programming languages as well.
"haha everyone's making stupid mistakes using this language .. it can't be the language so we should blame the people"
If people are, in fact, acting stupid some of the time, prone to fall for certain persuasion tactics and subject to biases and common fallacies, then maybe a rule such as "as adults we're responsible for what contracts we enter into, except in cases of coercion" simply doesn't cut it.
I'd like to see this improved for both sides of the equation though FWIW. I agree that as a user/consumer, the EULA/TOS situation is intolerable and that there's a lot of sketchy or outright bullshit stuff in many (maybe most) of them. But I do think some of the contents are also genuinely guarding against liability that frankly really just shouldn't exist by default either. If someone writes up some software or makes a service and just puts it out there on the open market with no promises, they shouldn't need any sort of contract at all saying they won't be liable if it's used for life-safety critical applications for example (EULAs/TOS are full of this, right up to "this is not for nuclear reactors you fucking idiot" clauses). The law should provide for minimal basic standards and simple money-back guarantees for lack of performance, but just as users shouldn't have to read a 50 page EULA that somewhere buried within tries to take lots of their rights and lay claim to as much of their information as possible and such, so should developers not have to worry about being sued because there was a bug unless they've actually affirmatively promised there wouldn't be a bug. Major liability should tie into things application promises and SLAs, which would be more generally negotiated between entities who can reasonably handle the increased information and legal complexity and think it all through.
I do really hope we see some standardization all the way around. It seems like there could be some real win/wins in this area, and that it's not necessarily that politicized either.