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"Being polite would be to say "Just visiting for fun".

thats not being polite, that is answering the question and thereby opening yourself up to accusations that you were being misleading.

"None of your business" was a simple statement of fact, neither rude nor polite.

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I think a lot of the discussion here is boiling down to this statement in particular. Maybe you don't interpret "None of your business" as impolite, but when I hear it, it's usually a snippy reply to someone being too nosy. It's actually difficult for me to imagine this line being delivered in such a way that I _wouldn't_ interpret as being rude or aggressive.

Yet "I'd prefer not to discuss my affairs" conveys the same message with a much different connotation.

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