HBO Now is a much worse experience than torrents. The navigation is slow, the updates to new episodes are poorly placed under a bunch of clicks, there are ads for other hbo shows over and over (even after I watched every single West world episode they still show me ads about a “new show”), streaming bugs (Although this improved quite a bit).
It wasn’t the price that moved me away from HBONow, it was their lack of convenience compared to a torrent rig.
It ended up being HBO’s design was more for themselves rather than me (“we want to show you ads” vs “you want to watch your shows”). It was still very old in its philosophy of content.
Netflix however is awesome because it’s very UX focused.
Ultimately, I think only OSS/pirate are closest to the use desires.