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Overly cautious approach. The guy has a very nice cushion as it is. He doesn't need to live off a budget before switching to a startup. And obv he would rent something in a new place before straight up buying a place in a town he's not familiar with.

Good news on the living standard - I grew up in relative poverty, so that won't be as much of a problem. I still don't spend a lot these days...

Oh, I get you now. I grew up super poor and the thought of falling back into it keeps me up at night to this day.

That's what's making this decision hard.

>>I grew up in relative poverty

Not sure what you are trying to say here. Do you want to go back to those days?

I'm okay with that, yes.

I agree with the buying/renting thing (I don't see a reason to buy except as investment anyway)

However it is very easy to simply start from a lower standard and increase as you feel you need to than to start at the top and decrease to a lower standard gradually.