I'm 36 too but I've issued hundreds of checks... and also issued some indirectly (Bank of America's bill payments issue paper checks to companies when they don't accept electronic payments)
Fair warning, I used to work for the company that makes BofA’s bill pay product, and it can have a mind of its own. Even payments that should always be electronic will sometimes decide to mail checks for reasons that you’ll never a get a good explanation for.
Fiserv?
Probably the big difference is that I live in New Zealand. We've had good electronic funds transfers systems for a long time.