More broadly, we believe in revenue-based business models because it's the clearest way to align our incentives with those of our customers. We want to be forced to find ways to generate more revenue, via smart recovery, better invoice payment methods, more payment method support, etc.
Secondly, transaction/user based models are also aligned with customer incentives. With growth, customers will execute more transactions on the system.
Frankly, Smart recovery is an area where I can see you can ask for % share. Other features like payment methods etc sound transactional again.
Finally, Stripe has a payment gateway business already. This will ensure growth on that side of the business. Optically this seems like a revenue grab. You have the opportunity to disrupt the ecosystem.
Thanks for responding to my comment. Appreciate the interaction.