Keep in mind a lot of folks in this thread might be suddenly realizing they have reduced ocular ability at night, a likely common condition that pretty much nobody is aware of when it’s minor (because it’s not obvious something is amiss; maybe it’s just that dark). I agree with you that streetlights and headlights are almost universally sufficient in my experience. If they’re not, it’s worth getting your eyes checked out for light sensitivity at night. You never know.
I’m not sure a typical eye exam checks for it, either, because none of the tests I can think of seem like they’d be useful.
(As usual, an even keeled comment based on family experience is -2 and rapidly being silenced with zero feedback inside 5 minutes, which makes me wonder why I contribute to this community at all, probably time to stop)