The letter is sent via regular snail mail and arrives months after the actual data breach occurred. The letter is largely devoid of any meaningful recourse for the victim. It does however offer "free credit monitoring" for up to 1 year by the same agency that displayed complete disregard for security.
If compliance and accountability with people's data especially when they are not permitted to opt out of such a system constitutes a "nightmare" then perhaps those companies should rethink parts of their business model.