If you are interested in transferring digital data with privacy without having to provide your descendants an ever-changing password... you could use "YourDigitalFile"- which uses keysplits, a nomination process (who receives your file after death or incapacitation) and an escrow. *disclosure- I work for YDF. As our founder came to learn- and this inspired him- sometimes it is important and no-one knows how to get access. https://www.yourdigitalfile.com/data-legacy/