> or 2) immediately transfer the funds out in which case you're still rate limited by the root chain.

That's in there.

> 12. The method of claim 11, further comprising: performing, by the first user device, a respective virtual currency transaction using each of the plurality of decrypted third user secondary wallet private keys to transfer the association of predefined amounts of the virtual currency associated with respective third user secondary wallets to the first user primary wallet.

So I'm not sure how this is supposed to "expedite" anything.