My experience (I sell Bamboo chairs, ha!) is that if you can prove you have a detailed description of the item in place that specifies what is included, what isn't, what's the color, texture and everything else in sufficient detail, you can win the case. In my case I do all that plus I display my terms and conditions during checkout, so there were maybe 3 times this happened to me and I won all of these cases.
Easiest way to avoid this? Block payments/checkouts from demographics notorious of these practices - China, Pakistan, Africa, Egypt, etc. Your demographics may vary though, based on your product, your target audience, etc. Use your analytics systems to find out which ones give you a lot of high pageviews:bounce ratio and block them, especially if there are suspicious orders from them (10000 orders of a toothbrush without any prior emails, etc for example).
I use my own e-commerce platform (because Shopify sucks) to detect and trigger fraud systems. If something looks like even a 10% suspicious transaction to me, it will be flagged and pass through a manual order fulfilment. I know, I make it sound so easy, but this will probably take you atleast half a year to fine tune and you should be good.
> There are hundreds if not thousands of stories of people having this issue with Paypal, so... :)
Once again, I'm not siding with PayPal, but I think this could be because they've been much longer in the business than Stripe?