Unnecessary medical care is harming patients physically and financially (2015)
newyorker.com
newyorker.com
I recently had a minor surgery to remove a conjunctival granuloma from my left upper eyelid. It was a private hospital, and it cost all of $50. Compared to US standards, the facilities were spartan, but adequate and hygienic. Also, doctors and hospitals do not live in constant fear of malpractice suites. I suspect these factors have a lot to do with the costs (in addition to the obvious cost-of-living adjustment for the third world).
The only priority of any sane health system should be to make people's health better.
Further, radiographs and MRI provide complementary information. Taken together, they provide much more definitive characterization than either alone.
In general, I find that patients have a sense that there is always a 'right' answer for what tests to order in order to diagnose their conditions. Some expect expensive tests to confirm a diagnosis that can be easily made at the bedside (like an MRI for sciatica for example). Others aren't interested in going through the difficulty of obtaining a somewhat difficult test like an MRI for a condition that is harder to diagnose at the bedside and would require further imaging to make a diagnosis.
The truth is that diagnoses are rarely 100% certain. How certain you need to be to make the diagnosis depends a lot on the risks of being wrong or missing a diagnosis and the risks of the potential treatment. For example, we want to be as close to 100% that someone has cancer before we give them chemotherapy. But, are willing to be less sure about diagnosing a cold. Sure, it could be the flu, but the risks and outcomes aren't that different.
The problem is that these probabilities aren't clear and doctors are humans and humans are bad at estimating with unclear probabilities. So there will be some doctors who estimate that the pain you were having that caused you to seek that doctor's opinion WAS enough to justify ruling out a fracture, because the risk of missing a fracture was worth the expense and very minor risk of radiation. Whereas the second doctor, may have seen things differently. AND this doctor has the added insight of the time that has past since your first appointment, ie you didn't get worse during that time (or maybe you did). That additional information of time, may have played into his estimation of the risks and benefit analysis for deciding on testing.
This is a good article to really understand the much wider than expected variability in professionals, including physicians. https://hbr.org/2016/10/noise
How can this be reasonable? It's impossible to know if imaging is required before seeing the patient, so it seems to me that a large number of these x-rays were unnecessary. In fact, the poster mentioned that on his last two visits he skipped the imaging and the doctor wouldn't have needed it anyway, bolstering my suspicion.
I could be totally misunderstanding, but it sounds like you are arguing that requiring imaging before each visit is reasonable. That just sounds way off base to me and like an easy way to ratchet up the cost for each and every patient.
If it cost nothing and the radiation carried no risk, nobody would have any problem with it. As it is, the cost is modest and the risk is low, so presumably healthcare waved their hands and said "close enough".
(That said I still decline pre-appointment x-rays when I do not believe they are appropriate)
And so if you have cancer, it's probably worth the risk. But if you have something that could just go away naturally, that's got a higher expected value of positive outcome.
He is in favor of subtractive medicine - many harms are caused by adding such things as smoking, sugar, preservatives, etc, and instead of adding medicine or surgery, remove the elements that the body isn't evolved to tolerate and see if it heals itself.
He gives the example of how he hurt his back weight lifting. The doctor proposed surgery. He just waited and his back healed itself, and in a way that is now more robust than if he had had surgery.
As with all things, it's not a black and white kind of decision, but this mindset has worked well for me as a heuristic for health.
We've been talking about the risks of over-testing, over-diagnosis, and over-treatment for many years. Mostly in the context of full body MRI scans for healthy people, or early testing for prostate cancer, but also many other things.
So that is why it might be a okay'ish idea to do a MRI scan of the brain every 5 years or so? Depending where you live they are actually cheap and can be paid out of pocket.
But that scan would be limited to the head and not cover the entire body.
I'm also not convinced that MRIs are a great, general purpose diagnostic tool, if it's not used to diagnose concrete issues. The experience of your friend, who I hope recovered from the tumor not withstanding.
In the US, studies have been shown that physicians who own shares in CT (not so much any more, as it becomes almost 'commodity') and MRI (which is a lot, manufacturers approach physicians to form imaging cooperatives) are ordering imaging up at more than 2 standard deviations from expectations.
As noted, MRIs in themselves aren't harmful. But with prices in the four digits in the US... you can easily pay off your $1.5M MRI machine in 18 months and be printing money with your over-imaging.
https://sciencebasedmedicine.org/a-skeptical-look-at-screeni...
It's very non-intuitive but scans and tests have the potential to cause more harm than good.
From TFA:
>Overtesting has also created a new, unanticipated problem: overdiagnosis. This isn’t misdiagnosis—the erroneous diagnosis of a disease. This is the correct diagnosis of a disease that is never going to bother you in your lifetime. We’ve long assumed that if we screen a healthy population for diseases like cancer or coronary-artery disease, and catch those diseases early, we’ll be able to treat them before they get dangerously advanced, and save lives in large numbers. But it hasn’t turned out that way. For instance, cancer screening with mammography, ultrasound, and blood testing has dramatically increased the detection of breast, thyroid, and prostate cancer during the past quarter century. We’re treating hundreds of thousands more people each year for these diseases than we ever have. Yet only a tiny reduction in death, if any, has resulted.
>H. Gilbert Welch, a Dartmouth Medical School professor, is an expert on overdiagnosis, and in his excellent new book, “Less Medicine, More Health,” he explains the phenomenon this way: we’ve assumed, he says, that cancers are all like rabbits that you want to catch before they escape the barnyard pen. But some are more like birds—the most aggressive cancers have already taken flight before you can discover them, which is why some people still die from cancer, despite early detection. And lots are more like turtles. They aren’t going anywhere. Removing them won’t make any difference.
>Over the past two decades, we’ve tripled the number of thyroid cancers we detect and remove in the United States, but we haven’t reduced the death rate at all. In South Korea, widespread ultrasound screening has led to a fifteen-fold increase in detection of small thyroid cancers. Thyroid cancer is now the No. 1 cancer diagnosed and treated in that country. But, as Welch points out, the death rate hasn’t dropped one iota there, either. (Meanwhile, the number of people with permanent complications from thyroid surgery has skyrocketed.) It’s all over-diagnosis. We’re just catching turtles.
If you do a scan in someone asymptomatic and see a tumor it's oftentimes completely impossible to know if it's a "turtle" or a "bird." They can look exactly the same and we don't have a crystal ball.
By your argument, if there's no need to scan, there's no need to treat it right away either. Of course, if you are the sort of person who is prone to panic, you probably don't want to get a scan
We get overdiagnosis and overtreatment of the population precisely because it is done at an individual level.
The topic at hand is, as stated up-thread, "full body MRI scans for healthy people."
I would be more skeptical if there were a study showing overtreatment still happens in a population informed and wary of overtreatment.
Checking occasionally for something specific that's reasonably suspected due to symptoms is good. If you're always checking for everything, you have a high risk of finding something you don't actually have. It turns out that that risk overrides the beneficial chance of finding something real before it has any symptoms.
Here's some articles. (Note how old these are. This isn't new advice).
http://www.bbc.co.uk/programmes/articles/15g8LGyBzYvMHpq6qNh...
> The first problem she uncovers is that detailed but general scans, such as a full body MRI or CT scan, can frequently bring to light small abnormalities which have no implications for health at all. They are the equivalent of tiny moles, freckles or scars on the outside of our body. Yet if they are picked up on a scan, then they can cause worry and further, much more invasive, testing – usually for no reason.
> The second problem that she uncovers is that even for some very specific tests, such as ultrasound of the arteries to assess the risk of stroke, the treatment available to rectify any small issues found carries very high risks to the patient. In the case of the ultrasound of the Carotid arteries in the neck, surgery to help clear any blockages would not be advised unless the patient had already had a stroke, or mini-stroke, making a test on an otherwise healthy person pointless.
http://www.independent.co.uk/life-style/health-and-families/...
> An American patient who had a whole body scan described how it threw up an early warning of lung cancer. He had a lung biopsy after a nodule was detected but it turned out to be a healed scar, posing no threat. However, the investigation involved four days in hospital, a painful procedure, several weeks of recuperation - and a $47,000 (£25,000) bill at the end.
http://news.bbc.co.uk/1/hi/health/7150583.stm
> "Full body MOTs" may often find benign abnormalities - so-called false positives - while missing real problems, said Professor Nicholas Wald, a specialist in preventive medicine.
I think I remember seeing something about not doing mammogram and/or prostate screenings too often, lest they find a false-positive and do a whole bunch of followup tests and procedures that in turn keep widening the risk for complications.
Mostly in the context of full body MRI scans for healthy people
Full body MRI scan? That seems completely weird.I had a number of MRIs and believe it can be a god send. When I see the results it always feels like borderline magic and depending on the diagnosis it can be very, very useful.
It's very much my impression that MRIs are prescribed for very local issues. A bum knee, a broken toe which doesn't heal and where the doc needs a 3d view (to rule out splinters, which are not visible on x-rays) or for parts of the spine.
A full body scan doesn't only sound extremely invasive (how long do you have to lie absolutely still while the scan progesses?) it also sounds totally useless.
Edit: spello
My GP referred me to one of the top surgeons for spin surgery, especially at the top of the spine, where cutting it up is the most risky.
After prescribing an MRI and given that the numbness is occasional and that the pain is minimal his suggestion for cutting me up was a clear NO!
This gives me a lot of respect and instills trust in an expert who provides me with advise, which runs counter towards his business model.
I hope that the situation clears itself with occasional physical therapy and exercise. But if it gets worse it's fantastic to have one of the foremost experts in the field, who can perform the surgery at your disposal (and adequate insurance to pay for him).
To make a long story short: It seems that my doc very much agrees with Nassim Taleb.
Maybe you meant "if you have treatable cancer"
If it's truly terminal, not much a doctor can do for you other than palliative care, which generally shouldn't require a hospital.
For starters radiotherapy is often used to control symptoms. It may not do anything for length of life but targeting key tumours can keep you mobile for longer, reduce the risk of seizures etc. It can be a boon to quality of life.
There will also almost certainly be other things that occur along the way that require visits to hospital. That is complications that could kill you but can be treated without too much discomfort where you can get back onto your feet. Infections are incredibly common for example. Particularly if you're on steroids.
Obviously you'll rule some things out, e.g. chemo as not worth the cost during palliative care.
I believe this falls under palliative care, if it is only to control symptoms.
The problem is that Taleb is packaging up this standard advice and pushing out as some wisdom he has that he wants to impart to the masses.
Most of modern medical science is quackery and pharma companies trying to milk the populace for profit. Trauma surgery is quite good, and antibiotics and vaccines are important. Other than that, I'm pretty sure going to the gym and the salad section of the grocery is much more important than going to the doctor.
I'm not even sure whether Taleb's style of writing is meant to communicate much at all, what's the point of all this phony formalism? http://www.fooledbyrandomness.com/medconvex
I'd like to see Taleb acknowledge at least that medical and financial estimation risks have a different character. Financial mispricing is adversarial, whereas you'd have to be more cynical than me to think doctors are always trying to get you to take the maximum care they can sell you.
Thanks for that. I was blocked for correcting him (I can't remember about what, it was years ago).
Also, this "only go if necessary" is bad advice unless you are a doctor and can tell, from your symptoms, whether it is or not necessary to go. Make an appointment or show up at the ER and let the doctor decide whether you need help or not.
isn't that the case for most diseases?
This is slightly easier for surgeries and anything non-acute where you have at least a month or two to make a decision.
Isn't that when you should actually go talk to the surgeon?
I've had two occasions when a doctor proposed surgery, I went to the surgeon, and the surgeon said "Let's give it 6 month and see if the gets better", which it did in both cases. And one case where I ignored the doctor, lived in growing discomfort for a couple of years, ended up in the emergency room for emergency surgery and the surgeon going "couldn't you tell something was obviously wrong with you? Why didn't you come a year ago when this would have been trivial fix?"
Off the top of my head I know three family members who now suffer some disability because they didn't go to the doctor for symptoms they thought were non-threatening.
On the other hand I know someone who died from a complication of anesthesia during an (almost certainly) unnecessary surgery.
It's a multifaceted problem.
Patients (especially the kind that present to the doctors office for a cough) tend to want doctors to do something, they don't like hearing "rest up, you'll get better on your own." Doctors provide a service, patients want to feel like their time was worth it.
At the same time doctors don't want to put themselves in a position of missing something. Everyone remembers the time the doctor missed a serious disease but since we can't have alternative timeline where the treatment and/or tests weren't done then its very difficult to say, on an individual level, what was over treatment.
Sprinkle in a healthy dose of the placebo effect stir.
Judgement gets clouded by biases on all sides.
Not only all that, but sometimes the data just isn't there on what the best course of action is. The studies haven't been done so we just do what feels "right." And we've learned that what feels right might not lead to the best outcomes.
To be fair, if they didn't, you might not be here to talk about it, so there's definitely some survivorship bias there. The people who waited and died obviously can't say anything because they're dead.
Off the top of my head I know two family members who were murdered because they did go to the doctor for symptoms that were non-threatening, and instead received an opioid addiction and premature death.
Yes yes yes I agree! All those poor people living in poor and crime-ridden neighbourhoods should just shop at Whole Foods! Yes indeed!
\s
A few years later in some nightmare the "repair" surgeon messed it up far worse and changed the procedure we had agreed on, but I signed the vague forms hurridly shoved in front of me as I was being prepped and legally he as allowed to. I never would have agreed to that procedure he did had I been clearly informed. They got paid...my life got ruined...and things slid downhill from there as systems and people failed me. Now I am facing seemingly insurmountable needs and costs and more surgery which terrifies me and I would never trust having in this country if at all.
It's long story that has no TLDR. I am at my wits end and don't know if a comment here is the right place to share whole thing, or if I should make my own post now or Monday...I need as many eyes on it as possible if there is any hope.
I don't know enough to say, "don't have knee (or foot) surgery", but my limited anecdotal experience really makes me want to see data on such surgeries and how many people feel they are better of because surgery than they would have been with a lifestyle change that avoided a lot of stress on the knee (or foot).
Surgery is a huge cash cow in the US. The ones that are my only option, but am terrified to have given the past, and dont have the stability or money for would cost something like 25,000usd minimum per foot in this country and take 6 months to a year each to recover from with high complication/failure rates AND are likely to exacerbate the RSD. I am guessing based on previous experience it would be maybe 10-15% of that in Poland where I lived before and got excellent care...and that is paying full cash private prices there. I dont want more surgery at all but I can't live like this either. This is what they did to me and the lack of options they left me with.
*@astura has linked some in this thread
Basically, an elaborate ritual.
https://fivethirtyeight.com/features/surgery-is-one-hell-of-...
>A 2014 review of 53 trials that compared elective surgical procedures to placebos found that sham surgeries provided some benefit in 74 percent of the trials and worked as well as the real deal in about half.1 Consider the middle-aged guy going in for surgery to treat his knee pain. Arthroscopic knee surgery has been a common orthopedic procedure in the United States, with about 692,000 of them performed in 2010,2 but the procedure has proven no better than a sham when done to address degenerative wear and tear, particularly on the meniscus.3
>Meniscus repair is only one commonly performed orthopedic surgery that has failed to produce better results than a sham surgery. A back operation called vertebroplasty (done to treat compression fractures in the spine) and something called intradiscal electrothermal therapy, a “minimally invasive” treatment for herniated disks and low back pain, have also produced study results that suggest they may be no more effective than a sham at reducing pain in the long term.
There's even the question of is the pain even caused by the thing we are trying to fix?
>And then there’s what Thorlund calls “car repair” logic — something looks broken, so you try to fix it. A patient comes in with knee pain, and an X-ray or MRI exam shows a tear in the meniscus. The tendency is to assume that the torn meniscus is the cause of the pain and so should be fixed. However, studies show that MRIs can find all kinds of “abnormalities,” such as cartilage damage, even among people without knee pain. One such study looked at the MRI scans of more than 300 knees and found no direct link between meniscus damage and pain. “You can have a meniscal tear without having any problems,” Thorlund said.
>Back pain follows a similar pattern. Studies that examined MRIs of people’s backs show that things like slipped, bulging or herniated disks correlate very poorly with pain. Herniated disks and other supposed abnormalities are also common in people without back pain, and it’s telling that studies find that spinal fusion, another popular back surgery used to address disk problems, does not produce better results than nonsurgical interventions.
[1] - http://www.nejm.org/doi/full/10.1056/NEJM200105243442106 [2] - https://www.ncbi.nlm.nih.gov/pubmed/15257721 [3] - https://www.ncbi.nlm.nih.gov/pubmed/20091554
Anyone going for surgery should strongly consider whether or not being placed under a medically induced coma, cut open poked around in, and sewn back together, along with the possible complications of all of the above, are worth the procedure happening. (That's not to say don't do it, but there's no such thing as risk free surgery).
[0] The piles of forms that they stuff in front of you are filled to the brim with this information. You are normally handed them at an incredibly inconvenient time, and told not to worry about them.
The same family and people who preached about "trusting the professionals" then turned to victim blaming (which is all too common I have learned) when things went bad and said "Why did you trust them? Take responsibility for your choices!" This was not a time when it was as easy to research doctors reputations online either and frankly it wouldn't matter because they are like Amazon reviews. People tend to look back in time and put it on the patient and say they should have been smarter, known better etc.
Unfortunately, the burden is on the patient to make informed decisions at the time of suffering.
As an anecdote, my friend was given a handful of painkillers just before a procedure. I repeatedly told that he were not used to painkillers and perhaps decrease the amount. They did not even consider the smaller size of the patient. Within 20 mins he suffered seizures with just painkillers. Of course, later they apologized. Just got lucky that no permanent damage was done.
https://www.newyorker.com/magazine/2002/04/08/a-knife-in-the...
I simply feel that the world is way less deliberately malign that we picture it to be (especially when we're its victim).
One of the many problems when the legal system has just become "formalities" that only get used by the powerful against everybody else. Last time we had a baby the hospital was so prepared they were able to bill us for the entire pregnancy when we arrived for our first prenatal check-up. But somehow they couldn't show my wife the forms that waived her right to sue the hospital, her agreement to pay whatever they billed her regardless of correctness of timeliness until she was dilated to an 8.
This really ought to be illegal. It's continually amazing how the US has seemingly no effective consumer rights organisations.
This has to be contestable in court
I am sure being on a fixed income influences the types of lawyers one has access to and the distance that is affordable to travel. Nonetheless, I found the whole situation appalling. If patients are unable to sue physicians who are incompetent, these incompetent physicians will simply hurt more and more people.
Maybe you’re already doing this, but if not—having somebody read a draft of your post ahead of publication might help. Sorry about what you had to go through.
I remember I tried to find a PCP once and I showed up for my intake appointment and the young, rushed doctor said they wouldn't enroll me as an official member unless I had two intake visits. They were gaming the insurance system.
This is a direct result of the laws and regulations distorting the market.
Doctor visits just 30 year ago did not cost what they do today. You could get a clean break in your arm, go into your GP, have it fully fixed and be out the door for less than a week's wages for an average blue collar worker. This was actually considered very expensive, but it prices were held down for the simple fact that people cared and there was a hard limit - can't get blood from a stone.
When insurance started to become "cadillac" plans I very much noticed an insane explosion in everyday medical costs and a nosedive in quality of care. It's now a corporate factory system where everyone is miserable - the doctors and the patients. The only winners are executives and shareholders. The insanity of average cases of stuff like the flu now going to a doctor also is very new, and only is happening due to the incentives of "free visit" for the average consumer.
The typical argument used against a return to "free market" health care where insurance is actually insurance again is one much like yours - if you're sick you don't care about the price. This was proven untrue just in my recent childhood, and something like 90%+ of all healthcare is not urgent or emergency related. If 90% of the market is setting prices via free market discovery the remaining 10% will be drug along or can be forced to via limited regulation.
Healthcare costs in the US are almost entirely a principal agent problem. Absolutely no one has a damn clue of what anything costs at any point in the entire process. And the real issue is the consumers don't actually care since they are only harmed in an indirect sense.
In what other profession can a professional perform a task not knowing what he’s charging for the services being rendered?
So, all you are proposing is rationing care aka if people can't get care then cost is not a problem.
I would suggest a public option that excluded any patented medication or extensive intervention could be really cheap if you also removed most paper work and the ability to sue. But, nobody would accept a significantly lower standard of care.
No. These rates are affected by more screening procedures. Some nipped a potentially fatal cancer in the bud, others just found and removed something that wouldn't have killed the person.
To first order there is no change in the effectiveness of cancer treatment as compared to 50 years ago.
Really what we care about is cancer deaths at a specific age AKA what % of 15 year old people die of cancer and that really has dropped. Even beyond that the absolute rate of cancer deaths in the US peaked in 1990 216 per 100k vs 2015 at 158 per 100k. Which is a massive drop even over 1950's pre screening and younger population numbers of 193 per 100k.
PS: Stomach cancer is flat out much less common because we understand a major cause now. Cervical cancer rates will similarly drop from the HPV vaccine.
Treating, for example, thyroid or prostate cancers that would not have killed the person improves cancer survival statistics but nothing else.
Hmmm... Apply a 25 year lag. https://www.cdc.gov/mmwr/preview/mmwrhtml/figures/m4843a2f1....
>PS: Stomach cancer is flat out much less common because we understand a major cause now. Cervical cancer rates will similarly drop from the HPV vaccine.
Yes...lots of progress in infectious disease treatment, very little with cancer treatment.
I included HPV and Stomach cancer in a PS specifically because they are minor changes to overall numbers. Sunscreen also impacts the rates people get cancer, but it's a very minor effect.
And lung cancer is not the only cancer caused by smoking.
In any case, cancer death rates and changes in risk factors do not speak directly to the claim about treatment effectiveness. If you are diagnosed with cancer, you are basically every bit as f'ed today as you were 50 years ago, except in the special case that your cancer happens to be one of those that never would have been noticed back then.
Also, see that huge drop in Prostate and Colorectum cancer. Yea, that has nothing to do with smoking it's almost completely related to better treatment making a huge difference.
And again, we are not looking at equivalent populations. The older the US population the worse cancer numbers look in absolute terms.
So, even the chart you are using to support your argument actually supports mine.
PS: To account for a 25% drop in cancer deaths lung cancers could have hit zero in that cart and it would still not be enough.
https://sciencebasedmedicine.org/the-early-detection-of-canc...
>Unless one can follow a cohort over time, there is no way of accurately estimating the probability that a subclinically detected abnormality will naturally progress to an adverse outcome. The probability of such an outcome is mathematically constrained, however, by the prevalence of the detected abnormality. The upper limit of this probability can be derived from reasoning that dates to the 17th century, when vital statistics were first collected. If the number of persons dying from a specific disease is fixed, then the probability that a person with the disease will eventually die from it is inversely related to the prevalence of the disease. Therefore, given fixed mortality rates, an increase in the detection of a potentially fatal disease decreases the likelihood that the disease detected in any one person will be fatal..... Lead-time and length biases pertain not only to changes that lower the threshold for detecting disease, but also to new treatments that are applied at the same time. Whether or not new therapy is more effective than old therapy, patients given diagnoses with the use of lower detection thresholds will appear to have better outcomes than their historical controls because of these biases. Consequently, new therapies often appear promising and could even replace older therapies that are more effective or have fewer side effects. Because the decision to treat or to investigate the need for treatment further is increasingly influenced by the results of diagnostic imaging, lead-time and length biases increasingly pervade medical practice.
>There is another complication that these more powerful imaging modalities can lead to that wasn’t discussed in the paper, stage migration. This is a phenomenon that occurs when more sophisticated imaging studies or more aggressive surgery leads to the detection of tumor spread that wouldn’t have been noted in an identical patient using previously used tests. This phenomenon is colloquially known in the cancer biz as the Will Rogers effect. The name is based on Will Rogers’ famous joke: “When the Okies left Oklahoma and moved to California, they raised the average intelligence level in both states.” This little joke describes very well what can happen in cancer. What in essence happens is that technology results in a migration of patients from one stage to another that does the same thing for cancer prognosis that Will Rogers’ famous quip did for intelligence. Consider this example. Patients who would formerly have been classified as, for example, stage II cancer (any cancer), thanks to better imaging or more aggressive surgery, have additional disease or metastases detected that wouldn’t have been detected in the past. They are now, under the new conditions and using the new test, classified as stage III, even though in the past they would have been classified as stage II. This leads to the paradoxical statistical effect of making the survival of both groups (stage II and III) appear better, without any actual change in the overall survival of the group as a whole. This paradox comes about because the patients who “migrate” to stage III tend to have a lower volume of disease or less aggressive disease compared to the average stage III patient and thus a better prognosis. Adding them to the stage III patients from before thus improves the apparent survival of stage III patients as a group. The converse is that patients with more disease that was previously undetected, tended to be the stage II patients who would have recurred and done more poorly compared to the average patient with stage II disease; i.e., the worst prognosis stage II patients. But now, they have “migrated” to stage III, leaving behind stage II patients who truly do not have as advanced disease and thus in general have a better prognosis. Thus, the prognosis of the stage II group also ends up appearing to be better with no real change in the overall survival from this cancer.
If you want to look overall you can look at the number of people dying at each age of each type of cancer independent of both diagnosis and treatment. AKA how many 43 year old women died of breast cancer. That also has some problems for people that died of cancer before it was detected as cancer, or people who died of suicide or related complications but not necessarily cancer on it's own. Even more critical is reduction in the rate people get cancer in the first place.
Still we are not talking about a small gap, when you start seeing a 30+% drop for a wide range of cancers it's easy to see that yes treatments are extremely useful. Even if you only get an extra say 2 years that's still 2 years to die of a car crash and not cancer.
I think it's naive to assume the 16.5%-of-GDP octopus we've created wouldn't figure out a way to profit from the removal of all regulations.
Surgeons do this today to maintain a high success rate.
Try walking into a hospital and asking how much something costs. I can tell you that you won't/can't get an answer in over 60%, specifically because the software they use does not show prices only billing codes! So the person providing care can not find out how much it costs... how are you supposed to choose?
Try calling billing once you have the correct code. I can tell you what happened in my case. I called 4 times and navigated a phone tree for 5 minutes each time waiting on hold. Why did I call 4 times... because they said that I needed to connect to a different number, but would not transfer me. Then the next person I talked to asked me to speak to yet another department. Then that department promised to send me the information (what I was being charged for code=treatment, and what the bill=$$ was for it) but after 4 weeks I hadn't received it. When I called back, I wouldn't leave until they actually looked it up and told me over the phone (which they could have done the first time).
Let's be clear, obfuscating medical costs for customers is a core insurance company competency (like hiring doctors outside of specialty to decline coverage for treatments of patients who's records they have not read- see Aetna investigation). So, if you want to know how much something is going to cost you for treatment, I recommend self-diagnosis. You can bill yourself what you want for it... then you can call the billing department and ask for every single code and figure out which ones should be required to reach your diagnosis and provide treatment. Then you can try to get them to tell you what value is assigned to each billing code. Then you can go to the hospital and tell the nurses and doctors exactly what they should do and what codes to use.
https://www.cnn.com/2018/02/11/health/aetna-california-inves...
Exactly. This is exactly the problem. The current situation bears no resemblance to a market. Price can't seek value.
You're describing a corner case that can be, at least partially, planned for ahead of time (by consumers, insurers, a combination of the two, etc).
And sometimes your hand is forced in all sorts of markets. But if enough shoppers are even somewhat price-discerning, the "value per price" that you pay for a given good or service should be significantly lower than it is in the current state of affairs.
After a heart-attack/car-wreck the ambulance should take me to the closest hospital not the one that happens to be 30 miles farther away and in-network. If I'm EOL care, then I likely have pre-existing conditions and travel limitation that will limit my ability to change plans, much less hospitals.
Including Heli EMS from car accident scenes...
A system isn't a blank slate it has all sorts of existing issues and players who benefit from the way things are. Currently lots of players are profiting from the way things are.
If you removed all regulations things would start out mostly the same and players would naturally tilt things so they could give out less money and take more in.
There is no reason whatsoever to believe that individual actors would act to ensure the greater good for society even if in the large scale this would be beneficial to society as a whole including them.
A manager at a firm thinks first of what benefits himself, then his firm, then his customers, then society as a whole.
People that put aside profits for the greater profit of humanity are actually selected against by the economic principles you adore.
The health care insurance model exists to help people pool and save expenses for rare misadventures like breaking your leg.
Its unclear how in any rational world this applies to people that are signifigantly ill and need ongoing treatment with known values.
If you knew you were going to crash twice this year and every year thereafter what would your expected insurance rate be and how would the insurance model help you pay for that?
How is such behaviour encouraged by laws and regulations? It's encouraged by the absence of laws and ethics.
I said to all three "send it to collection, so I can dispute the debt, I'm not going to pay"; eventually the insurance paid at their negotiated rate (~USD 250), which is closer to the cost it takes to provide the unneeded service. It took several hours on the phone to put that matter to sleep.
There need to be some laws, but in the present situation neither the Medical Board nor the Attorney General is interested, consequently it continues.
Because the laws and regulations create an environment where there is so tons of complexity and little transparency.
A piss test is routine. The cost does not vary and can be forecast wit 100% accuracy.
You wouldn't agree to let a mechanic charge $500 for a $25 oil change. Only a very careless person would fall for that. The current situation in medical is such that the proportion of the population who would/wouldn't fall for that scam is flipped.
"Intake appointment"? "Official member"? What kind of system is this?
All of them in my area have long waiting lists. You don't just show up at the front door like it's an auto mechanic's shop, you call to schedule your annual physical. They're typically booked solid for a few months in advance. Calling to book an appointment requires being a registered patient or member of that office.
If you want to change your primary care physician, you call around and see which offices are accepting new members. If they are, they'll get your medical records transferred and set you up for an intake appointment where they check to make sure that they know your status, and then you are able to schedule future visits.
You certainly don't just call any convenient office and expect to get an appointment in the next couple days, that would be anarchy.
Yet it's exactly what we can do in the UK, I remember needing to see a doctor whilst on Holiday in Scotland, I just phoned the local GP and got an appointment the next day.
In any case, I was talking about places that advertise themselves as urgent care and do care in the style of a basic office visit, not about facilities licensed as freestanding emergency rooms.
Actual urgent care facilities are a fine option if you don't have a PCP or can't get an appointment.
Not any that I have ever been to, and I have been to several across two different metro areas.
> All of them in my area have long waiting lists.
I have yet to encounter a waiting list.
> You don't just show up at the front door like it's an auto mechanic's shop, you call to schedule your annual physical.
Actually, I just book an appointment. Only once have I started out with my physical being the first appointment.
Calling to book an appointment requires being a registered patient or member of that office.
> Calling to book an appointment requires being a registered patient or member of that office.
I am not a "member" of my doctor's office, not have I ever been. I just go on ZocDoc or my insurance company's website, pick a doctor, and make an appointment. Sure, some are marked as "not accepting new patients", but I just ignore those.
> If they are, they'll get your medical records transferred and set you up for an intake appointment where they check to make sure that they know your status, and then you are able to schedule future visits.
I have never had my medical records transferred, nor have I ever had an intake appointment. I just go in, discuss my issues, present any relevant history myself, and go from there. If I ever become dissatisfied, I just start going somewhere else.
> You certainly don't just call any convenient office and expect to get an appointment in the next couple days, that would be anarchy.
That's all I have ever done, so I don't see how I "certainly" don't. In fact, here is a ZocDoc PCP search using my insurance centered on Grand Central:
https://www.zocdoc.com/search?address=Grand%20Central%20Term...
There are seven doctors on that list that I could see today. No intake appointment, no physical, none of this crap you are talking about.
So I ask again, what kind of system are you dealing with?
That's fine, but LeifCarrotson presented an anecdote like it was a universal truth of health care in the US. That's bullshit and that's what I have a problem with.
> long waits and impenetrable bureaucracy has been my experience, as well. My wife is currently trying to get treatment and she's had to wait months to see various doctors and specialists. We live in a metro area in the US.
So, is this some effect of your insurance coverage? Does she require referrals for specialists?
Annual physicals cause harm. You should avoid them unless you meet a reasonably narrow range of criteria.
> They're typically booked solid for a few months in advance.
Even in our underfunded NHS I can get a same-day GP appointment (if it's an emergency) or within 48 hours (if it isn't an emergency). And that's within a range of provision: pharmacy for general advice; 111 telephone service for advice and triage; GP for general stuff; MIU for minor injuries; A&E and 999 for life threatening injury.
The trick is finding a balance between regular healtchare (flu, stomach pain and other illnesses) and then things like cancer treatment.
In my world the best mode would have people pay for all the short term stuff and then have the collecive paying for serious things.
I would be in favor of a completely free market as that would drive prices down but I don't believe we can get a completely free market so the above would be my second best option.
Really an excellent read overall.
https://en.wiktionary.org/wiki/iatrogenic
An alarming fact was less dying patients when an hospital workers were in a strike action (during 2 weeks).
https://hub.jhu.edu/2016/05/03/medical-errors-third-leading-...
Not meaning to take this on a political tangent, just using that as a current-events example of things we worry about and spend political capital on, that have really very little statistical impact. Compare the much, much larger number of deaths due to medical error, automobile accidents, etc.
"The researchers caution that most medical errors aren't due to inherently bad doctors, and that reporting these errors shouldn't be addressed by punishment or legal action. Rather, they say, most errors represent systemic problems, including poorly coordinated care, fragmented insurance networks, the absence or underuse of safety nets, and other protocols, in addition to unwarranted variation in physician practice patterns that lack accountability."
I've seen this statistic before and had not looked into in much but it sounds like determining if docs cause more harm than good is perhaps a little more nuanced than the statistic first seems.
On a related note, below I've linked to an NPR article about how women that gave birth under the care of a doctor in the 1800s were 5 times more likely to die than those seen by a midwife because doctors were not washing there hands or medical interments.
https://www.npr.org/sections/health-shots/2015/01/12/3756639...
Then I used our local hospital a couple of times and I'm not so sure. I had thought you would need to be a conscientious person to be a nurse, but apparently it is not the case.
It doesn't help that the hospital has this IT system that is no doubt fully HIPPA compliant, but absurdly restrictive in actual use. Nurses couldn't get notes from the previous nurse because of permissions issues pretty much every time. They wouldn't even know the notes were there unless we reminded them, there was no indication that they were not seeing the full picture.
IMO, the only way this is going to change is a movement away from the "pay for services" model that is dominant in US healthcare today.
Removing the ridiculous system of employers paying for health care and instead just paying people the money (come on, FDR's WWII salary fixing has been over for 70 years, yet its harm continues).
The complexity of these tradeoffs means that unusual choices are really hard to make well. This is most obvious in the expensive treatments that are sometimes applied before a patient's death -- expensive both in cost to deliver and harm to the patient's remaining days.
And yet today I still see friends and colleagues go to the Dr or call the "teledoc" when they have these symptoms. They usually get an antibiotic (which has its own issues) or told they simply need to rest.
You're other point about knowing the limitations of doctors is completely valid. Every night at the dinner table I heard one horror story after another about the crazy shit doctors would do at her hospital. Maybe its why today I don't run to the doctor for every little thing. I got the understanding that just because someone went to medical school and got an M.D. doesn't mean they're a miracle worker. There's just as many screw ups in that industry as any other.
On the upside though if something does happen where I(or someone in my family) need a doctor I can go to her(and my R.N. sister) to tell me who the good ones are and who to avoid like the plague.
As with any profession, there are some great doctors who are truly looking out for your best interests and will pursue any direction you want. There are others who simply want to "follow the standard practice", even if what they know as "standard" is 35 years old. There are others who just want to get through as many procedures as possible and "see what sticks" when it comes to a diagnosis.
Asking questions helps you better understand which of these you're working with, and what actions you need to take on your own.
Finally, EMR sounds great, but in my experience it just doesn't work. Find a PCP who is part of a hospital system with specialists using the same computer system. This means they can all see each other's notes & test results. A lot of the time, even doctors in the same building are basically "private practice", or part of some other partnership that is not part of the hospital you are at.
I really can't comprehend how these people don't feel a critical need for compatible open formats, and think they are fine using incompatible proprietary ones. How is sharing information seen as a negative in this scenario?
I went in for a physical and even though they said to my face my insurance would fully cover a heart electrocardiogram (my family has a history of heart problems) I wound up with a huge bill, month long fight with insurance, and ended up just having to foot it.
Maybe if medical care was driven by some other force besides capitalism this wouldn't be such an issue.
"Death rates from female breast cancer dropped 39% from 1989 to 2015." - all other things being equal, it ought to have increased: age is a risk factor for cancers, and we have an older population. Instead, it has greatly decreased.
So I dispute the veracity of several of the article's claims, but also: what is considered unnecessary changes with the benefit of hindsight.
I would argue that it's expected that a majority of diagnostic tests deliver a negative result (i.e. turn out to be "unnecessary"), and this is actually a mark of a healthy healthcare system.
For improvements in diagnostics to be particularly important to survival rates, you'd need to show things like cancer being found much more often now or that finding it sooner (than was typical in 1985) greatly improves survival rates.
Really what has happened is that treatments have gotten a lot better.
1. Medical liability. Doctors must cover their basics or will get sue.
2. There is no cost relationship between doctors and patients. Doctors and patients work with 3rd party call health insurers. Worst, a lot of people (medicaid recipients) have no skin in the game.
Obama could have fixed item #2 with a universal health care that require (1) doctors to list the price of their services and (2) cover major catastrophic health expenses, such heart issue, cancer, long term care, etc. Prevention care should physical, cold should be out of pocket for the first 5 or 10 visits of the year, then it is covered.
I know some may called foul because poor cannot pay. Paying $20 per visit, at 10 visit, it is $200 out of pocket. They have have skin in the game. This will cut down a lot of abuse.
Germany had something like you propose from 2004 until 2012 (1). It was not particularly successful and therefore consequently abolished.
(1) https://de.wikipedia.org/wiki/Praxisgeb%C3%BChr?wprov=sfla1
Such experiments have been made with Medicaid demo projects in the US. They've failed every time. People can't distinguish needed care from unneeded care; they end up foregoing needed care, deteriorate, and end up costing the system much more in the form of hospitalizations, disability, etc.
If insurance were decoupled from the employer, the individuals would be able to pick the best insurance as opposed to a negotiated insurace by the employeer. That would move people to what is generally considered the best insurance options and that alone makes the competition a lot better.
As a patient you dont know which one is better medical care, but you will make some sort of judgement per-insurance.
THere are other issues, like restrictions on the importation of drugs, restrictions on the immigration of doctors, high law suit liabilities that end up costing a lot in insurance and processes that not necessarily are better healthcare, etc.
The problem? Pre-existing conditions. Let's say you have lifelong degenerative condition that will require constant medical care. What incentive does an insurance company have to take you on? You can try to make discriminating against pre-existing conditions illegal but insurance companies know who their most expensive clients are and will try and find a reason to invalidate them.
Why employer-based insurance works is that it groups people. It's really a form of collective bargaining.
If you insure one person you look at how much that person costs you vs their premiums. If you insure 50,000 employees of a company then you're looking at revenue vs cost of 50,000 vs 0. This is something insurance companies are exceedingly good at. Large numbers even out individual variance (and thus risk).
This idea can go too far. In Australia we have (had? I haven't lived there for 7 years and we have a conservative government so who knows what they'e done to the health system while I've been gone) what's called a "community rating" for private health insurance. Emergency care is largely the government's responsibility (through Medicare). Community rating means insurance companies basically treat everyone the same other than allowed factors (eg # of children).
The downside to this is that elderly people cost more but get charged the same as young people. This makes no sense for young people so they leave the private system and health premiums go up. This has been a decades-long problem.
The solution here is for there to be an alternative for employer health insurance. So someone else needs to come in and negotiate for a group rate. It needs to be small enough so there's no Walmart like situation of all but one company getting squeezed out. It needs to be large enough so the number of plan participants averages out individual variance.
The question then becomes who should that be? In smaller states it should probably be the state. Maybe there should even be more than one supplier? In larger states, maybe it might be split further?
Cover this with state taxes. Decide what this covers. It should at a minimum include basic preventative care, affordable access to a GP (PCP), ER visits, emergency medical care, big-ticket medical items like transplant surgery and cancer treatment and so on.
Then maybe employer health insurance is just for extras like better elective cover.
Americans in particular have a real false dichotomy view of health insurance as in the choice is between a free market and a 100% state-run system where all hospitals and medical professionals are government employees. This is patently false.
The current US system has providers deal with any number of insurance companies with the differences between their various billing systems (eg there are jobs where people simply have to convert between billing codes used by different companies). It's insanity. State-run insurance would grealty simplify this.
Funny that I'm not american :)
> The problem? Pre-existing conditions. Let's say you have lifelong degenerative condition that will require constant medical care. What incentive does an insurance company have to take you on? You can try to make discriminating against pre-existing conditions illegal but insurance companies know who their most expensive clients are and will try and find a reason to invalidate them.
This is a serious concern. However, bear in mind that when the state is the one that faces that issue, they can easily end up simply not providing care at all. What is better, very expensive insurance premiums or no treatment at all?
In the end, in a free market, I would expect that some insurances will be precisely for sick people, they will have expensive premiums but optimize the value provided and the client they take. There is something you cant run away from: very sick people are very expensive. And the one that bears the cost for their own health is ultimately yourself.
> The downside to this is that elderly people cost more but get charged the same as young people. This makes no sense for young people so they leave the private system and health premiums go up. This has been a decades-long problem.
The great case for price differenciation. I dont know the details in the US, but in argentina the elderly pay a lot more. I'm talking about 3-5x. There is a public system but those that can afford it get better care in private.
> Why employer-based insurance works is that it groups people. It's really a form of collective bargaining. > If you insure one person you look at how much that person costs you vs their premiums. If you insure 50,000 employees of a company then you're looking at revenue vs cost of 50,000 vs 0. This is something insurance companies are exceedingly good at. Large numbers even out individual variance (and thus risk).
Its great in that sense, but its terrible in others: businesses now spend a lot more on healthcare organization and decisions, which means they pay less salaries. They are also constraint by insurance companies: employees that prefer one insurance mean that cant choose any employer. There is a high cost to making companies do this, and although collective bargaining is a great benefit, misaligned incentives is another one. A healthy employee pays the same as a sick one, and that is not reasonable. I think people with healthy lives and diets, and less doctor visits should pay less.
> The current US system has providers deal with any number of insurance companies with the differences between their various billing systems (eg there are jobs where people simply have to convert between billing codes used by different companies). It's insanity. State-run insurance would grealty simplify this
This is true, and its insane how handling different insurances is a pain. But that is also brought by the state. Medicare pays this way. Completely vertical systems are very hard to setup, like Kaiser does, mostly due to regulation.
Let me make one last argument against state run insurance: Medicare is like 6% of GDP taking care of 10% of the americans. If expanding medicare for all had the same cost, it would basically eat away the entire economy.
There are multiple reasons why healthcare is expensive. All of them contribute a part and not all of the problem, and all are needed. State run insurance will not reduce physician cost: free immigration of doctors will. State run insurance will not reduce pharma prices: the state actually made itself unable to negotiate drug prices and prohibits drug importation, even from Canada and Germany. State run insurance will not solve hospitals having the legal capacity to block other hospitals from opening near by: that was invented by the state.
Etc etc.
For all the stories about heartless insurance companies denying to pay for things, perhaps they should actually be more strict. As in, refuse to pay for anything unless there is 1) rock-solid (i.e. double-blind, placebo-controlled) evidence that it helps 2) for a specific, objectively verifiable indication 3) when provided by a doctor whose track record is demonstrably non-inferior to that of other practitioners. But for all three of those things, no $.
I would be interested in buying insurance like that.
Which is an obvious opportunity for improvement. When a giant hospital and a giant insurance company get in a knife fight over whether a procedure is covered, the patient shouldn't be the loser.
(Maybe some sort of system where if the provider states that something is medically necessary then they are on the hook if insurance denies the claim)
Not only should a provider be legally prohibited from trying to collect payment for unnecessary treatment, they should be held responsible for complications. Even unnecessary x-rays can cause cancer.
Perhaps a startup could provide a service: should I [get some discs fused] (or whatever). Call it cybersecondopinion.com or something.
This is interesting. I think there will always be a somewhat normal distribution of medical skill among doctors so how do we decide whose track record is good enough to preform which procedures? We probably don't need top preforming doctors to implement every procedure but then how do we decide which procedures warrant a top doctors time? And if there is a shortage of qualified specialists in a region or if something is particularly urgent isn’t an under achieving doc better than no doc at all? Maybe. Maybe not. I think there is a lot of gray area here. I guess ideally the hope would be that the distribution of skill among doctors is really narrow so the difference between top docs and bottom docs is not that pronounced. Even still, I think there are some interesting problems around ranking/rating doctors against one another.
That said, insurers have better insight into this than almost anyone else. If they see a young person with almost no medical claims go in for an elective foot surgery with Doctor Lexus, and then all of a sudden that person is attending physical therapy and filling opioid prescriptions every month, that's a bad sign. If it happens more than once, insurers should feel empowered to go ahead and shut the good doctor down. But this does not happen.
A hospital system in California should have done one of these on me, but instead didn't and I went with a herniated disc for 10 years longer than I needed to. Finally a hospital in Texas did an MRI and discovered it and I had surgery to address the issue. Previously it had been brushed off as a muscle strain or sciatica and i was constantly given pain medication that only masked the symptoms of a bigger problem. My life may be a completely different place right now had someone just done an MRI years ago. unfortunately I didn't know to ask for one. :/
"I am far more concerned about doing too little than doing too much"
this is exactly why so many "unnecessary" tests and procedures happen too, unfortunately.
There's also a lot of "I want you to DO something" that causes physicians to overprescribe antibiotics/etc because otherwise, they know that the patients are going to give them a lower survey score, which directly affects reimbursements. Tying reimbursements to patient satisfaction scores is an awful idea that needs to go away yesterday.
http://kunr.org/post/patient-satisfaction-surveys-make-docto...
One wonders how the constantly trotted out panacea of making patients pay more out of pocket would help with a case like this.
"For example, Americans average 4 doctor visits a year compared to 7 in France and Canada, countries with better health outcomes than ours." http://www.pnhp.org/news/2014/january/americans-underuse-hea...
All his other books are on my "to read" list...
I'm glad to live in belgium, where i won't go broke if something happens.
I say all that to provide an important caveat: Guwande's a Harvard-associated surgeon largely insulated from what any of this looks like on the ground, and basically collects anecdotes that match his views until he can tell a nice just-so story. The reality is far more complicated than he relates, and shared savings programs are far from some sort of medical panacea that addresses all the imbalanced and chaotic incentives in medicine.
A few big nitpicks:
(1) The ACA Shared Savings program is and was bullshit for providers. Because it was built on top of "traditional Medicare", meaning a non-HMO arrangement that did not infringe on pt's right to seek as much care as they wanted, from whomever they wanted, there was no actual assignment of responsibility. If Doctor X is to share in the profits of saving the system D dollars, you have to be able to measure the savings he generates. However, no patients are "his" - we just measure which PCP patients go to the most in a year and give the doc a benchmark based on those. This was based on an assumption that most people saw their PCP at least once/yr. Turns out that not only do people not see their PCP once/yr, but plenty are snowbirds, or have a rotating list of multiple PCPs. Medicare has not fixed the attribution issue.
(2) The most effective way to create savings remains to deny care. There's a reason there was an HMO backlash. Creating that incentive reduces costs/spending, but ...
(3) The vast majority of physicians do not work in pure capitated programs. They work in a mixture of shared downside, shared upside, and FFS. You can't manage patients with a mix of payors like this, because you still have to build your daily operations around the largest volume - the FFS folks. This is what I saw the most of in the rollout of the ACA: docs were "enrolled," sure, but ACO's still pay out on top of FFS, and the rest of the patients are normal FFS + shared risk, the result is daily operations built around volume, not around "spending 45 minutes to review how to take insulin."
4) Docs over-test and overprescribe for medicolegal issues that no amount of incentive-shifting can fix. Hell, my hospital antibiogram doesn't even have pseudomonas sensitivity to pip, just pip/tazo, despite the fact that pseudomonas pretty much never needs pip/tazo (the /tazo is a spectrum extender). But prescribing pip/tazo over pip is something akin to "no one ever got fired for buying IBM." Hell, we do baseline kidney function tests before giving contrast in emergency radiology, despite the fact that the biggest studies to date show that baseline kidney function doesn't have any predictive value for contrast-induced nephropathy-related outcomes 6 mos out. It's a pointless delay that actually hurts patients and costs money. But you know what? No one sues a doc for getting worse in an ED while awaiting a lab result - that " just happens". They do sue a doc for contrast-induced nephropathy, because that looks like something a doc actively caused (well, it is) - and a malpractice attorney will slam your balls to the wall for "why didn't you look at his kidney function before throwing kidney toxins at him?"
The malpractice thing is honestly more insidious than that, even. It gets docs out of the mindset of thoughtfully asking "well, WHY would I order that test? How does it advance the diagnosis or management meaningfully?" to a "might as well order it to be on the safe side" mindset that infects the rest of their practice. The latter creates sloppy, over-broad testing regimens.
Heck, we can't even utilize the latest research unless we can convince multiple departments worth of docs to agree on it. Because the standard for malpractice is what your peers would do, "I did X as part of our department standard, as agreed upon by all the docs in X and related specialty Y" is a very strong malpractice defense. If you can't convince all of those people to get on board and change department policy and just try to practice based on the most up to date data yourself, a malpractice attorney's question becomes: "Where did you get your PhD in statistics and clinical trial design? Oh, you don't have one? So what made you qualified to take in this study and overrule a panel of national experts on the topic that decided what the standard practice is?"
We really need an iatrogenesis compensation fund built at the national level, and to get rid of malpractice suits. That will bring down bullshit spending by a fair degree right off the bat.
A related issue that people overlook is that about 70% of the growth in HC costs is attributable to technological advance: new drugs, or hiked up drugs, new tech, etc. We want all these things, but refuse to take into account that they demand a premium (even when they're not actually more effective.)
I could rant for ages.
An FDIC for malpractice suits is an interesting idea. Is there anything comparable to this in universal healthcare systems like the NHS?
But lets not forget that this is what we see not what it is. It could have happened the other way: "patient died after not receiving attention even though they arrived on time. Doctor was busy providing care to previously late patients".
Would Medicaid/Medicare be "free market"? Why bother shopping around when someone else picks up the tab?
Insurance companies mostly reflect the costs of the hospital. If the hospital charges you $50 for a bottle of Asprin, so be it. ICD10 and Meaningful Use were designed for billing not really for health care. Those were federal mandates not "free market"
Pre-existing conditions is a lot more tricky than you think. The political ploy is to think of a poor person with a serious illness being turned away by insurance because they don't want to deal with them. When in reality it can be you're obease or someone who just did not take care of themselves period. You can imagine a group pre-existing conditions patients could bankrupt a insurance company. What if to be "fair" you were charged the same as a person with a pre-exiting condition. Say someone that smoked 2 packs a day for 30 years?
ACA was just a big initiative to add more insurance companies to the mix. Now it is mandatory you pay insurance companies.
Better option would be single-payer. I digress...
It would be great if the insurance companies would get behind these kinds of prices as this is probably the same as their negotiate rates they pay other surgery centers. Seems like it would be a lot less hassle for them to process.