Fixes are obvious, implementing it is the hard part. The propaganda for everyone to get a college degree is ingrained into the system. This sprouted countless for profit colleges charging obscene rates of $20k-$30k per year.

Another obvious fix would be to spread good jobs around the country so we don’t have such concentrated HCOL cities. That’s as easily done as the suggestion of lowering cost of graduation to your sugessted price point. We have an entire political party against free or near free education, which means more taxes to pay for it. I don’t fully disagree with some of their stances. Many degrees don’t provide financial value, and can be learned online or have meet ups to discuss topics. A college degree for a college degree sake is what’s happening to much of the populous.