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Sure about that? I use my business AMEX all the time and have contested at least one time and there was no problem.

You always have recourse against fraudulent activities - the credit card company will just reimburse

Consumer protection laws, such as the Credit CARD Act of 2009, don’t apply to businesses.

Many small business cards are issued to the owner not the business.

Talking 3 man business, not 4000 person enterprise.

Definitely depends on the card. Make sure to read your cardholder agreement!