FYI: the immigrants who are chosen at random by the lottery are thoroughly vetted. They go through criminal and medical screening. All they win is the opportunity to be interviewed at a US consulate/embassy after the screenings; the interviewing officer (a US diplomat) considers skills and resources and decides whether or not to grant a visa. It's not as if they win today and buy a ticket tomorrow.
However, as others pointed out, the DV is a small fraction of green cards granted, and the process for family based immigration may differ.
Source: I went through this process.
This is wrong; they use their judgement to gauge the likelihood of you ending up being a "public charge". Even if you meet the bare minimum (high school), but have no/inadequate skills and/or you are broke, I guarantee that you will not get a visa. This is what I meant by "skills and resources". It's most certainly not a "rubber-stamp", but might have seemed like it to you because you met the requirements.
Also, even if they verify you meet some minimum bar of being able to support yourself (which I was not asked about in my interview, other than turning up looking generally presentable), this is still a far cry from a more rigorous points-based immigration system. Per GP, DV immigrants are still basically chosen "at random".
They only ask you about in the interview if it looks like a problem. Otherwise they use the signficant amount of documentation you've already provided to make that determination.
Japan, S Korea, China, Singapore, etc., would be extremely hard for anyone to work off the books without having to resort to the underworld. Otherwise you may last a month or two, but most people will get kicked out without a visa. What's more regular police have the authority and responsibility to make sure anyone without a visa gets expelled.