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I think you only feel this way as you generally agree with the process and "rules" around payment and settlement. Would you feel differently if you had a embarrassing or frowned-upon hobby, or didn't agree with some change to the centralized, public payment system?

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I would think we should fund research and studies that deal with why such a hobby is embarrassing or frowned upon, if not illegal. Try to improve society by tackling the problem, not covering up for someone's misgivings.

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