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In 4 words: maintenance programming and debugging.

Most clerical jobs don't have a lot of surprises hidden in the middle of some undocumented feature. And things are not improving with the multiplication of dependence on SaaS and build and deploy mechanism.

While I can agree with maintenance, I usually find debugging the most exciting part of software development. Problem solving is the essence of this job and I don't really understand what keeps people that hate it in this field.

More responsibility, i.e. it's easier to monumentally screw up and get rightfully blamed for it.

One difference is that most other clerical jobs don't depend as much on long-term focus and flow, and so allow much more work socialization and frequent casual chatter. That difference matters heavily to those for whom such socialization is important. It neutralizes the pain of confined spaces and boredom for such socially inclined people.