That’s how I think OP is interpreting it, not as money is a panacea for a fulling life. But money enables you pursue many things that a person with little money can.
Money doesn’t help you make the best life choices but it expands the spectrum of possible life choices.
That quantity is large enough that getting there changes you. Choose wisely.
However, having extra money makes so many things less stressful. When I was younger and poorer, car trouble was a huge stress. Did I have enough money to fix it? What was I going to cut out? Would I wreck the car, costing me more money, if I keep driving it?
Now, I just take the car to the shop and don't even think about it. Hungry and see a good restaurant? Just go. Get in a minor accident, or get a parking ticket? No big deal, doesn't ruin the day.
I mean, money certainly is still a factor in decisions, but there are a LOT of decisions that cost a small enough amount of money that you don't worry about it. Everyone has a level where, if things are cheaper than that, they don't worry about it; as you get more money, more and more things fall into that category.