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When Ebay first started requiring Paypal, it made sense - Paypal was clearly the frontrunner for online payments and Ebay's homegrown effort was a pale comparison. Also Ebay was a real powerhouse that could move the needle with a decision like that.

Today I feel like Paypal has a lot more traction than Ebay, and this is going to be a big flop for them. As a consumer I don't want to sign up for yet another payment service.

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PayPal has working capital programs for small merchants. That’s a huge benefit people overlook. This is also a relatively small part of PayPal’s business and the rest of their business is growing rapidly. I think this will hurt eBay more than anything.

I think the advantage of Adyen is that you don't need a new account. It supports payment processors that are used all over the world.

This has its own disadvantages. My biggest reason for preferring Paypal to Stripe or other systems is that my Paypal account is linked to my bank account, which means I don't have to recharge my debit card (and pay the charge fee) for each purchase. Account-less systems can't run the proper verification to allow for that

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