Well, to me the whole thing is about a couple of things:
When Telegram first launched, people were reading their crypto whitepaper and going "Whoa, this is weird. You should probably not be doing it like this", and the reply was "Well, our 6 world champion coders (did you win a coding world championship?) think it is nice. Deal with it".
They then launched a bullshit crypto challenge (which would have been secure even using crypto primitives we _know_ are insecure). People told them that wasn't how it was done. They replied something cocky about world champion coders.
A couple of months later, someone found an gaping hole where the server could MITM every newly started secret chat (which their hack for forward secrecy a couple of years later would have made possible for every 100 messages).
I think their attitude towards encrypted messaging hasn't left puberty yet, and I recommend against it for everyone looking for a secure messenger. For anyone looking for a more convenient whatsapp without caring much for privacy by default, I don't mind recommending Telegram.
Regarding your future threat model: I certainly can't say whether having a copy of a significant chunk of my private communication on a server in Russia is a future threat to me. On the other hand, I don't use any social media, and have proper data retention policies on most of my online communications.