I strongly disagree. If that happens then the interviewer is not doing their job.
You don't ask the applicant to solve and then explain, you ask them to solve and think aloud while they do it. If this doesn't come naturally to the candidate, which is totally fine, you must ask questions, suggest doubts, propose alternatives or request clarifications to encourage thinking aloud.
If you realize the candidate already knew the solution and is in fact just explaining it, then you have failed to prepare a sufficiently interesting question, and must come up with another.