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And if the MVP is successful.. then what? Aren't you back to the 'formal business' problem?

Yes, and individuals should be cautious about the terms they agree to when people are interested in pairing up.

I used the term "co-hackers" on the site specifically, meaning people can pair up to work on projects together, not necessarily as co-founders.

I like co-hackers. Sounds exciting without being to formal.