But as usual, as soon as a lot of money is to be made, non-techies get dollar signs in their eyes and --without understanding the tool-- jump in and start using it for everything.
It will be very amusing to watch, for sure.
For example, some of the coins that have been going up in price recently are complete garbage and it's a matter of time before their technical limitations become apparent to non-technical people.
I think I have a pretty good idea about how easy/difficult it will be to scale different cryptocurrencies based on the algorithms they use. Many of the ones in the top 100 list right now are essentially impossible to scale beyond a certain point, eventually they're bound to hit a wall.
Most investors right now are just randomly moving their money between coins. They wait until issues start showing up and then move on to another random coin. This is very inefficient.
This is a weak attempt at deflection by those who want to discredit criticism. Anyone who understands this sector and thinks it is a bad investment, will not invest. This doesn't mean their view is somehow incorrect.
As for finding an ICO that hasn't lived up to the hype, throw a dart at the dartboard. How about Tezos, for one.
How about Tron for another, whose white paper was found to have plagiarized from IPFS and/or Filecoin. See: http://www.trustnodes.com/2018/01/08/trons-whitepaper-copied...