> The brakes are often too soft to handle continuous elevated speed. What ends up happening is that I spend more money overtime to upgrade the bike to my desired state. So far I spent about $1500, including parts and tools, this is accounting for a fairly cheap used bike on craigslist ($200). Had I bought a new bike, I would have had to spend probably close to $1900. To make it exactly the way I want it, I estimate that I have to spend an additional $800 to get install IGH, bigger brakes, and more efficient tires with less rolling resistance.
Frankly, the author's setup just sounds dangerous. The several-$K all-in-one bicycles that they refused to get on grounds of cost are expensive because they are actually built to handle the rigors of e-bike usage, and have incredibly useful features like hydraulic disc brakes. The brakes on that department store bike are "disc" brakes, but they're certainly not hydraulic, or even good, at that price point.