A friend of mine who works in philanthropy educated me against my misconception that charities that spend a higher portion of their funds on non program fees (i.e. middleman type expenses, and not direct to the person who receives the benefits) are actually often more effective, rather than less.

I'm not an expert here, but this friend of mine is particularly thoughtful, so I'd say it's worth at least evaluating your position before you critique people like this.

I remember from last time someone tried to dump a bunch onto the market the price crashed - by definition then - is that more liquid or more illiquid? Liquidity is obviously on a spectrum and these crypto-assets very quickly become illiquid depending on how many people are wanting to sell; searching for the example it seems the specific event I was thinking about was regarding Ethereum's Ether - https://www.cnbc.com/2017/06/22/ethereum-price-crash-10-cent...

Here's another brief article that showed in the search listings re: market manipulation - https://steemkr.com/bitcoin/@crypto-pro/how-to-make-altcoins...

The point being that it's perhaps only liquid until too many people at once want to remove their money. People of course didn't and don't try to dump it (currently) because they're not going to want to sell for 1/300th (example) of what it was the day before, so everyone just waits until it rebounds. This is why these global decentralized Ponzi Schemes are dangerous for society because they can survive because there's such a supply of potential people using relatively small amounts of money, these growing number of people putting relatively small amounts of money increases the number of people incentivized to wanting it to grow in value - so they all speak positively and market it to their friends to buy, etc. All of the current holders need new money/people to come in for them to realize "profit" (unreasonable wealth transfer) by acknowledging/validating/legitimizing the 'current' value of the crypto-asset of their choice.