A country that owes 20+ TRILLION dollars in debt, and has a shortfall of cash, for the current year, in the hundreds of billions of dollars, should NEVER allow debt collection on its citizens.
Until the country's leadership pays its debts, resolves its deficit, and starts anew with a clean slate, its citizens should receive the same debt protection the state enjoys.
If the country won't pay its obligations, the citizens should have free reign to do the same. What's good for the state, is good for its citizens.