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That only applies to people wealthy enough to cap out a HSA at $6750/year.

source?

On what part? People not having over $6750 spare each year or that being the HSAs cap?

For the 2016, 17, and 18 contribution limits see here https://www.shrm.org/resourcesandtools/hr-topics/benefits/pa...

What you said was lpfsa cannot be used without capping hsa, or something along those lines.

No what I said was that there's no value even having a FSA until you cap your HSA. An FSA is worse than a HSA by every metric, cannot invest it, lose it after twelve months, many lack a debit card (or charge), cannot increase or decrease it after open enrollments and so on.

Does california treat LPFSA similar to HSA?

I get a HDHP, put the savings from not paying high premiums into HSA. The problem with california is, this is treated as income, and capital gains/interests/dividends trigger income either way. Not that it'd matter, but i see your point about FSA coming after from HSA. IT's fair.

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