No.

I don't want it, don't need it, not interested.

Or are you going be the one to to pay the medical and rehab costs for my next back injury? Are you going to endure the excruciating pain and sleepless nights? Are you going to compensate me for the additional costs I'll bear for the rest of my life due to being unable to lift or carry as much or as far as I once could? Or for a year's worth of lost opportunities (professional and personal) due to being unable to remain upright for more than a few hours at a time? Or for the loss of activities that I once enjoyed?

You go ahead and do that for yourself, but don't pretend you know anything about my body or what risks I should or should not take with it.