For better or worse, that's been the model at every makerspace I've been a member of/looked into. And I think it makes sense, insurance-mandated or not. Lots of expensive, potentially dangerous machinery that if used wrong can destroy itself, its user, and/or those nearby.
Also, in my experience once you've built up enough trust with the admins they'll let you get a crash course from a member who knows what's up and skip the fees and formal training process.