That is a compliment I will gladly accept. Look I come from a long line of theologians and philosophers dating back a millenia plus . The Indian ethos of not charging for knowledge has prevailed this long and I am not about to break a tradition ! It is not that we are averse to the ways of capitalism, folks from my family have funded and run some of the biggest tech startups in the valley. I have also run startups earlier and am incubating a couple now. So I know what free money implies. But the core ethos of Shakti is openness and that will never change. See my other effort - finlibre.org. Open source in banking and insurance.