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I think you're underestimating how hard these people have worked their whole lives. The issue is not one of not working. It's one of lower class wages. If you work your while life and do all the things society expects of you but still end up screwed. That's a systemic problem not a lazy person problem.

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I didn’t call anyone lazy — those are your words.

I know (lower middle class) people who went bankrupt in the Great Recession because they had 2 or more mortgages, obtained with a 5% down payment. To me, they took too big of a gamble, and lost.

I know others who stayed out of such gambles and survived the GR.

I know others who had to significantly downsize or live with family members because they lost their job and then spent their savings.

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