"I think about it when I wonder if I'm saving enough money for the long term vs spending it on some experience that will enrich my life in the near term."

One thing I realized and aim to live by is "Never sacrifice experience over money." I kick myself and always regret the times I withdrew from an incredible experience due to financial reasons. Of course, it is easier said than done, as I am so broke right now but having the most exciting and incredible experience yet. I can't help it.

I say go for the enriching experiences :) You only live once.