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I could always resell the video cards I bought at near cost

You sure about that? There are so many miners these days, if the mining market tanks, the used graphics card market will be flooded and prices will likely plummet.

I can only speak about right now - not the future. I've already made more than my investment so not a big deal for me.

Right, but we're talking about the past decision's risk profile. Obviously it worked, but it could have gone a number of different ways.

I used to mine hardcore back in the good ole days in 2013, first altcoin boom. What are you hobby miners mining these days? I know whattomine.com has charts, but what are some of the favorites these days for GPU and CPU coins that are actually profitable? Monero? Back in my day it was Dogecoin lol

So, what is it about the economics of mining? It's not like you'll lose anything by sharing.