Only when the kids upstairs are _really_ wild you can hear their steps.
Even walking barefooted upstairs can be heard from downstairs. Floorboards creak and make noise.
Only places that don't make this noise are the bathroom and kitchen, which have tiled concrete floors.
I'd guess around 20 (-ish).
Innovations like engineered lumber, PEX and high R insulation have made a world of difference since my habitat for humanity days.
Note how the parent said "modern wooden house" (though that also implies "expensively-ish insulated" I think).
Either find your biggest (heaviest) friend to stand on the spot before you insert the screw OR find a way to jam the floor down from the ceiling. You lock the floorboard in place, fully compressed, and then seal it in place with the screw(s).
For new wooden floors, I highly recommend a layer of cork between the floorboards and subfloor for a variety of reasons ... insulation, noise, squeak avoidance, etc. I would not build a wooden floor without that layer.
The more difficult problem, reverberation and sound travel, is really a simple acoustics problem. If you have something that makes noise and there is nothing but a big gaping box with flat sides for it to reverberate in, then you're going to hear stuff.
Often the simplest solution is to install carpeting. But if a tenant prefers wood floor, you can install sound-deadening insulation between the subfloor and finished floor, or subfloor and lower ceiling.
This one is emblematic of US construction: https://www.nbcdfw.com/news/local/Lake-Whitney-Cliff-House-M...
Edit: your comment would be more helpful if it referenced improved construction techniques and materials that are commonly used in Europe that haven't been adopted in the US.