Fortunately for you, there are numerous centralized trust money systems already. And if you want you should just go use one of those.
The rest of us who disagree should have the option of not using them though.
The rest of us who disagree should have the option of not using them though.
Technical people assume that a system without trusted intermediaries is a universal good because it is logically superior (I have certainly thought this myself) but that does not jibe with how most people feel and act.
The majority of people value trust to the extent that they will trust in things that seem absurd objectively simply because it makes them feel good. For them a system without trust is a negative.
If the key feature of blockchain is a negative for the majority of the population that does not bode well for widespread adoption.
If you don't care about that one feature, decentralized blockchains are strictly worse on a number of metrics.