There are still some tricks you can do to get around it... which they also don't like, and that is what got my account pulled.
This story is embarrassing and stupid... I know. I wouldn't do this again.
The ad that got me in trouble was for a real estate agent. He showed a high net worth individual a home that cost ~ 10 million. We made an ad that said "Hey Jeff, could you see your family living here? - and it had a picture of the house." They wanted me to Photoshop pictures of his kids playing in the yard, but I drew the line there. Still Jeff submitted a complaint which got me banned because it wasn't the first violation.
Everyone talks about how "creepy" ad tracking technology is, but both Facebook and Google are stopping marketers like me from doing the "really creepy" stuff we would like to be doing.