last I checked it was 10%.

They charge 5% for processing payments which is 2% higher than paypal and stripe charge for processing payments, which they are certainly pocketing as hidden profit. Which is lying, another reason not to work with them.

It is _so easy_ to set up a wordpress site and start taking payments using something like wp-invoice or woocommerce. You don't need a fancy custom theme. The built in themes work great, nobody is going to care if a graphic artist uses a custom theme or not.