I'm not a physics major. So I may have made a major booboo in explaining this.
I get what you're saying. We know what inertia does. We have the math to estimate is effect. We can measure it's affect. To be clear, we don't know how it works. In the vacuum of space, if your body begins to spin, a force will pull your arms away from your from your body. No one on this planet can unequivocally explain why this happens. No one can explain the mechanism for how gravity works. No one can explain why when something starts spinning, there is a force that makes it continue to spin, or why there is a need for force to stop it.
These are basic forces and our lack of understanding shows just how little we understand about the universe. This, after the smartest people, over 2,000 years have had a crack at it.
Steve Jobs said that people who have made everything are no smarter than you or I. Einstein said something similar. I find it a bit reassuring that some of the worlds most basic forces are yet unexplained. We are still in our infancy of figuring things out. Everyone should get to work. There's a lot to do.