Hacker News Reader

Comment by dphassler | Hacker News Reader

For me, it was budgeting my money with intention. YNAB happened to be the tool that worked for me, after many failed attempts with other products.

I believe that my quality of life would have been significantly better if I had started those habits earlier in my money-earning years.

View on HN

Same here. I thought budgeting was only for when money is tight, but it is amazing how much clarity and overview a budget gives you over your financial situation, and how it helps in attaining even larger goals.

It’s just a shame that desktop YNAB isn’t developed anymore. I will hold onto YNAB4 until it falls apart.

You might be interested in this: https://www.bucketsisbetter.com

> Buckets gives you an untimed, free trial for as long as you need to decide if it works for you.

Why yes that is how you can make me try it out!

May I ask if there are any limitations for the untimed, free trial as provided on your site? If none, what is stopping from any of your users from using the trial indefinitely?

But at $20 for a unlimited lifetime license, it seems affordable enough for me to want to try using it with my SO.

No limitations. After a few months, you'll get nagged a bit, but the trial version has every feature the full version has. There's nothing but your penchant for honesty stopping you from using it indefinitely :)

YNAB4 holds the entire history of my finances, I just wish it was easier to get other people onto it.

I've tried giving copies to friends who live paycheck to paycheck but no one can bite the bullet of manually tracking everything.

Not a destop app but if anyone wants to track their budget on an iPhone I made https://budgetwithclaire.com

Reply on news.ycombinator.com