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Comment by nsxwolf | Hacker News Reader

I didn't know this existed at all. I thought they just made phone calls to your previous employer and asked. Are we allowed to see what's in it? I mean normally, not just when there's a data breach (and it looks like they shut it all down right now).

Because when you get asked this on an interview, what's the "right" answer? There's base pay, bonuses, 401k match, all kinds of stuff. So the "right" answer is up in the cloud somewhere, I can't see it, but I'm being turned down for jobs when my answer doesn't match the mystery number?

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This makes an already asymmetrical negotiation even tougher. There are two other credit bureaus that ostensibly do the same exact thing, so even though Equihax has shut this down for now, it doesn't mean that it isn't still occurring.

All we need now is a 23AndMe breach, and we'll be fast-tracked to the GATTACA timeline!

No need for a 23AndMe breach. They can just collect your fallen hair after your interview ;)

Yes, you are allowed to see what's in it. I remember checking my salary history a year ago. I was surprised at how detailed it was.

How did you do it?

Have you ever logged into Credit Karma? I wholehearty recommend it just to see how much information they are pulling, fully automatic up to seven days ago.

Its not only my salary month by month, but also all my bank accounts, all credit card account all with amount I owe, amounts and history I paid, everything! Full front-face info, straight from credit reporting bureaus! :|

Where does Credit Karma show your salary information?

Damn credit karma shows you all that? I don't think I've seen any place where it says how much I've paid for CCs or my bank accounts or my salary (not sure if that's just because it's self-employed/freelance income).

Its funny how people downvote without checking.

Yes I can see every month how much I owe and how much I paid back. Month after month history. I sure also see my checking and savings accounts, from every bank (currently 2), with up to date (well, 7 days ago) status on how much money I have there. I don't know what else I can say? Screenshoots - no thank you.

I have checked, and you're spreading misinformation.

If you have checking accounts on there it's because you specifically added / linked them into their system, having bank accounts on there isn't a default.

You have to go under "Track Spending" and manually add the accounts, including entering in the Username and Passwords for them.

https://www.creditkarma.com/question/is-there-a-way-to-add-m...

You have paid membership account, yes?

What does your question mean? What paid membership?

So you added your own stuff? Then you're just talking about a system that is available in tons of services. Not a big deal. Nothing to do with credit bureaus.

Credit Karma only shows credit accounts (credit cards, phone and internet bills,etc.) It does not include bank accounts (savings or chequing) nor salary information. But I am in Canada, maybe things are different in the States.

They aren't, the post you're replying to is inaccurate.

Is it possible Credit Karma shows self-reported "monthly income" statements you have made when applying for credit?

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