I hope all the hacked data gets open-sourced. Maybe then we'll have some serious reform. This is ridiculous. What is it going to take to get Congress to actually do something? In the meantime, my strategy is to keep my credit score bad.
..to allow these corporations to continue to make money at our expense.
https://www.nbcnews.com/business/consumer/republicans-congre...
/s
What you have, what you know, what you are. Those are the three factors. Passwords and fingerprints are two of them.
You need the ability to change out your password or 2fa if it gets compromised. You can't change your fingerprints or retinas.
People need to stop complaining about biometric security if they don't understand the basic concepts of security in the first place. Re-read my first post and this one, and if you're still confused, look into factors of security. Hopefully you can stop parroting this nonsense that fingerprints are not a valid factor in 2fa.
What are you going to do if you have a dispute with your payment processor? Just stop processing payments while you switch providers? Its like no one here has run a legitimate business before.
Regardless of what the options are, it's a colossal PR misstep that deserved a much more thorough explanation from the IRS than "they're the only ones who can provide this service that we can't readily explain".